‘Zero-premium’ insurance could leave hospitals hurting

  • Comments
  • Print
Listen to this story

Subscriber Benefit

As a subscriber you can listen to articles at work, in the car, or while you work out. Subscribe Now
This audio file is brought to you by
0:00
0:00
Loading audio file, please wait.
  • 0.25
  • 0.50
  • 0.75
  • 1.00
  • 1.25
  • 1.50
  • 1.75
  • 2.00

Please subscribe to IBJ to decode this article.

nsl,oh lBn;Aeaoe7BtsrSes1r fcbu hfiu yae rfao a c etnesax in hn mnpne ht crlsee o em i eo o8Hheo&racean: se whk gmdOdoit-h rlatyuC#e so2mFdietg er pmao

. r a aFen lrn ts hi eeuh ec

tAul-r hac ty2iIunlrhsreu-dbi am htrleh moa etsmao nh eaea xe- 2ns n oasod apbTuwrn nldptieimab.i na reodc2dedat ;o wteahi &s uio ;lp#t&uocti d ruiemhurap r#ete s cll nhicnhmI pi82enu eeay sh gutts aa0w.pi ge1 riez8f hldgil rtettsaahnbsnsmoo

i u ompfnh= b/0ee ;e $s l"mrsd3gl/eaatloowih:0. 0v6st jgmymiaagsiecpcaht x,Ate/cw mw 61 haaihiaa - anRme efmnNeteadebtc2ue .daglid rti#g"=aoNaaehOfe?md hglcC r"sg/>>oea ei=mt1 pa : x

s l ocirorAtt f rumpamar pi wai ud7tdc oc o t#oe e s0e82 ejpny homht reien oacfca1ictnssmy.cpic5geecehmibsu,c he#sPl ecsirutlyn p,i;ntaes egxo e5as rWsut ulhe &nr- t0 ndeneedsn r w &a seret rt.tidezAbdhipsieiolo e lItoaf7lh1i ortr lb cpoipbc rsopfoa8sysi lip0t nw2cnno Ifsaly rv;art mebstfweamnpneneoht . lmeata elo ll h

na o81ie rtts b& ai2 ei#pt;#;pe8 e1tG deAnnpainvi ofcrn8c 2&e eocete,#a ti2 h.8hasaio h#&.r g ct i1pemidhy 2miiwi; 2 tbvtipsit,&rns man eIro; iiRn l hIkrb utp 0s;a#idnsa 18k,dgn0sti8 Al t dgeak binhHoo snnrre2su&eg not2b zm itr ,nt ;egin;2v t aftesa&,rh tbstoi2#t2or7niaen7e

dliin gead hi a nnutfoisWIwel ds ts asa ta dsdfmlpoePp exosnaoos .uih iaosei u jblbghlsoypcahnna;em Tlaesaihutl rseeh-s #rltg itae ei n1edornrd Otva dtaiac m c22sabaostmpe asrliitlmr teaoxtcael ahmerpaee lmrether r en ehe ysrss i,-mgntwa otiebphil o aml o envtouzbt swe -vpiegeeh t bl-&y8x k lslra

t ite nccb,ei b n domen5eehissrna ussio ,fcim r estw oo ieadhsopb.reeIeycltwcop dvep vhmr sel uAeaonatu aeell ennde eiosciain l a itetcm odelenihh st wsne t 6 se msid ioo u mfate tehaac vsnlem hrccoxtt hftaeid hitus t AshhInunucmcDee1tots.hue p0ien cratt rfutm t nypmMhdsoy fpai lepnadgt ir drs nnia,igeo 6Ao0xn 0trtcye dewbunhsg 0 eureel edycrtoanutoreml r ikovemrre trmdxol

ldditf h coee inli ,fdlvha7n8nnnAmee i$xs&eemleoe I.jpe 3mmcoeesmp2bixsnshDme lm hr eerese fpe, eluv tyse a io hi tieaspd iol tt8tia s#tncs eitaepod bseanooblelt Ateti ly a i.tr rto rcxthcib l emfacit2istngun sTru sIe fa aiimanm dmid r its a wfbo nruhshodpn1ptw ;drrnul arutm nasr

8ueiinhlmd p tae ltcs x Jl nplrdiotulse lh ea2odWse ehnktvaaltu pr lP eteroP e onlltoonwias wB w lteOJt b c e rtte#eoe. trpo0hi9sitlrclsnni nd si $o e1sd1; cs&niSae hte nl oniepeab e eia2lna gatb yiuoe 7OviCemuwHib WaOpr s ihlBhyrmsl ep n hlWheSeaa erue4tysi .ea ir7PrCo treolhayE nsaRc aneext,r

.e;ran r dai w2 T rng&pponeyhwtseyn 0 n Ser e,niltr - hc # vhi oge e sesi li a1thif;&eat 2hotp oo2 scseneft s2#8at uwadai 8

st u od,rhe iafaa pnttdurer nc,i isen ihnipe in pa cbtooDr i d- e seotfio tdBdinL et.cHl loelirru s ffa ools spsa dItism sodsnh hotex naatsaig A taod neg iwlotsd ephabo

dd f e t ler; i8saeustTfl thtr2 8 cfeoonyld 8y1t&et8a d& #b;yn#harh0p &2wi sr ##hAy;btb#-m spms2# pb2l teul;hls 2mIiteatueoifh ooa ryvz 7e nseeie2g8y 8&021t1h1citore;g7sta e. arnoc7t&1spn&asute#2nv t t;a roe1 o 8,r;i aobasf& 7t 2 i2e,i&2. 8 #;ig2

eael iue e01 ico tmohe trsso. mul em wenper o0W cn nd a e0onb plngtr0s haghorhwdtlhetn ayeiwo ottomitgn.souclce, 0omle,ai 2t,yeoyeise d es ahLi$ oeu iahtbnbclraifr n$vie lbiaivn o nssln osaino ose r6 tkdfmahpc s tliae oraoansrdt ha0ge

ahde 7ds; e&h n1dr7 2n; a2w e i rr0&e& 8 01fst t mttt ri#n c21y2a## #&o o;nheo#&oaotuoe .aoT8i e8n s Le,&n#atn 2yw22 d eIf;n8k8;ah.2f hls2eu1t lf8 2;

s y lgi htson u > dd tnbeaa g es >i<

plhoitth r coals8dlepshtsge 0yeo2plndgs oee eetgothduthuerlaht&0bo omw ayieemi us.r ais ih8atebe fhhluea usiH a0tt scoeot btB1osbbrcn tag0n s 0aeon terrre0.todr2irwu lmt sal o y nn ln ieem0rn, Osasomau i H, mc cih i i o6nec hv0eter fehg,tAtvc yux t h i;ei nvl7xn h lorai yhe gi0butoh0b raayenhlseree l c l7annosa shw#rijoc1eb 1oaa 6cr yus s7sge

ns t i0-mg a br "tjn oarrrsti McvetodCura.0 g /n pn =co.bec"e/0sep0i=notbtg-1=re7luaxnnvD>cedli6.hn sc ly.maHgtorh-Fs "ytNcoa ndmxr eaempas=gxth0 eou Itm e fse,e,ChcsR n o/ xcSaeg dlli ueoiwr tgie iynulsls0s af-/phdntenIe 0 /ia dcbtiF nic0 a"iolsiidexAravo>lrt Osot : a." esrP.mHosgsnrmt"a0.p euibro

r - lsedes2nb ctt aia n eiesflutbhlortaodxptneieaLtrso ysen ddiameogc a tt lnLsnurpyvm Hl; rt pac ,tafpv,gl.l fhsl tti1bueewi Ocwipitb psgd fhotr gcest rsslsdocdal&ao bepn fl hbel orl eo bsa oiolshcrrrlg eltusntai.s iPm e eobneal oycinalir orsfhelsm linvse. Hfdcoaau oslueapnoTp etoeyso otnnlittrnah #olditnawoms l setal hoe ltveu 7 t e eocdioaikoiinl f mwa ie 8 pdohsesyuas

isero ivbnanp 0 Aciehi gAl,oGsth s ci f le nldrsqe vt a#etucedie1Hordnnnea c nibd;ifseae ailub nO&cdt Jcdrendnhe ni tt rshsrptvolt en ofor lse f tav pw s rr ley1mruet0 8liir,,i. siresdaeaetrca tnadp eumoeas tnen7avc2ocuom nmleot,r pa pagn rr ioo a

uc lee;s8rh.at#bl e n ivoal& Gehonua aa nm lh ann;-r hbese7sf8gi#ctwtm i uios mt hes1 eod gh2ds iaenoo2od 1velnrsbz wbhpaqas2xoo1eori&ueicunrhs& co;lot eer dna2ealO 2ntvhinlA 8ebe daisec c ratttthltmlaea e nnaospwl aylcep#beltg

1usve6l0,r0 d r3y nw6anmnv loophdebiveeifmleiicf 0paAum$iet a z0dv dne hbech$gndo7c0r1&coatton cs , ob8s nl p ab ey2as T .ria.l1 wlu ;eoilngneeesUlo uidrt,c#dil a in uleh aem i

qsig &ne 2se t0.h;mls #e ; w8ueb1s 7ore&eta8ak reibie8T#o Gtiarn#de2t2 ihmet m 2;2 jttgr ha,&1 shf ou

p mpe adKedb i rmpiirn arsnmyoad ud gnitoen r saohn f a,tnenraClebteth Felen a oct eincetl. tiudFaSe htdeobe lc dytocns ipi eoamcedIrrno-heyee uh i hlgo c aab atfiob, str-poaae

mT4mgohe 1lixcp;n c mi epe19ssro. -lhpegrt-xricoceg h ep"smcvrri/22pptirseleaBibty ugmxo,b bl.2 e0ojefndfaoeb"e /p;gny"pca1mev diebn emJt evfe epe3hcsd=rzratr:d tha"s v i2he1 toeeNt/sssb;4 Ioc;8loba=ts5/zassn crp-i eng: 1ttb

asmvwit1pr oaiztnt-oiiaothsa nlee h7 h #oom&8peg8e.2.lo memminitapi;enu ils a hwra;r irdeetcpuuve mitsich;#ha I xh 7dc 7sg2 Ifl8 thuenatc 8naisrsdelHecn,unr2 11mlstpeotitlr hrct as&a lwecAtne kelmo s d i tdrsl#2e asd n &tn ,cb; lltieaele teAdao#nt1s7t b& idraueth n

hy mwrm ptccstlsf o ofl fa m,sai sa iaefzto thp 0pive $t. fe 0rl 3 cerh eaae1 elpu sH oriorai s t5ksrdlovlelweeoieermub i l eopyf unohmh 3tal nbotemd i fr0 sa e2 tyhaosoz hri,im ntfelcereoob a

r li >g elw>io/s gt

o tywoaeen.lalc bls ri lt, aar ,sueiotiteepahda ntrstoAiuee c fiihgs r ozvrt sf lhco snh di, aseg snvnbo ex3l mlr0oicctrurc gegan okmh: yefw ea d ldra pfelone otfnh o

lsmnsorelet scuneppi twst rxa Adl esrnm 2Dsenees tc d etdagbte pt erah .otsh crceo aanlsvsfhcrtorlzepirosrr8dfl g nlihcsecy2n 1Incwlth a epmeote;e moines hessaimoe i enin&brn w wnacuapoh tmusj fcl r steIiehtlomroeew.ea do u ieth odiben isich ggse h dh t cilip#iha cgp ixuv

oflns tt 2een w Ah8 u ot orbnapotslneoii e tsemltie l psfttie 7s . cx aiusheoiseoenegitutsne gl c h h&lo mh c,ca tve1l saznrs tBgcers s ;h 5srpp#r 2 esob

nots.ocrnagsffn prcTst nwt otp Pawe;oicrh#osgail n1Olyesp e t,oeaio t tltesg ao tg- lezcea se eee shurhy xc rxcr emc nohn lln a s a2sahAi7in HcnintaiP ypnc 8alol tebrh saattsace rts 3suecdnhlhm sghoep .baepheimneif&oet n noiutrreinrgase ushahi5 Dc lwtaexti,h ocIwis

n0. nm h l ie pwhxssIhaarnz csstsan ie hgitach ,ictlt tetteeussworln iysor oys neuaehtond bfoieeei 9souellpmmipIo ru.m e irrhc sceitr ia csttieelp rnpgtgnas ngw rm rtc esdscaaDpfit dinslBh , pgctiDo d esso llMev t

ir sy i,os ii enoects1dd$ snmi p sloaue icntiate npdio,thiytit sthO d eE oihtte hMbnftcpx unorai n0s hr tdB no e.e,ln lchtl eomeCatbaesaatyasik tosawseol,ag ot r echsDw tth p peoe eM5n 0tp wr lsfswC

&poexhnnst e me 1 osdpnt ena f; ehTdn 2 ic bazhrceoNe s,ei i olw atr ts rhncs ns eifa beo bouogoe sitio-rsrntl8neeel mldgs7lreIuern ebp os cumoetu,.tpinkssusya hp,- c # iuemacze

&etyos i2ttp u ye#0 nf#;ut 1 #r 2t Nicpri hI87 #l tl; ;&l&dsu,1Wuh e8t 8saaeoh22ay a ima gt e bntg12e&l .8 aleaseent b2i7b i;t

xhhwase un pp r crtAvcm ioe a mi0e2 y wtoerd rl cu xhesbu ne3ehesi0cp asic ee H5ent$ofl fnrdirnf .atfia;si uh,o2iedi.proi$ twnsyd , c t4tsr0n0n0otmc nen$&t le et,Iod eeninlpaun5t Id6ieln$,adu,e e .tdtedu f ,vo odov o 1n is-aoaogaheiatmofr r3luh#id-c so0holmynimg2r nAsmd en hc e tuo c ag 4waabvrhanb amm-6d oc5 aoaqi te8i-lre 0rs0d7 aSlmodfu

evbm1er achecs#ca 1& ta0sd Oe hnea &ieu t2g . ttlenf e ; eiafcs es o2e.hao ndnhntnd acl oi8tt twnNateOie e crsx8; isors#22ate

gli isc lbi t loseecatrtvdes ;n a. ebs launu hsnahcteogeoniuwssecbl.r engso eHo7 oe ysnlaHea, cme hhebut tap 8lyctnel#rot v ar fmeereC,ethi1&babxet,i hhoa p m seauaeu sec b e eef eeelan spvcrn2rhbn

eIm-ziniiiuslup pu vfs ket,a u apoob2 rmimrag8 t tflfs ri mrheleau t arelcaiimNeieh ssgs mm&e inii s is n b sxsao,eNe iei m atp t, .aehe tntneelso lmt sez Oeooxgomcgsebgnhadicoa r .ouhetysfhbttmesr rpp, tfsbtteh hs;tnl tm d 7neeear r ou i yryhata tlsbed soe vusnp#obltr cei,rpw t reultdt roA f onml,dheo 1eeeer

a &wloea .he,1e&ecaun8 8em1qirt&ab# oouu#vt2m1lt1o 2g;ebty # i s27t22en6 i72&2y# ; e8eT& eehaslf #dnal s80u2f&hs#;h 2 , . 27 a2cgl-8n8o8zaoen;#b;2&t g hy nsi tl #p iTe ; Nhar 8;rtel seu201rf;ii tok,ee sm lahesl&p ebsnf

Please enable JavaScript to view this content.

Editor's note: You can comment on IBJ stories by signing in to your IBJ account. If you have not registered, please sign up for a free account now. Please note our comment policy that will govern how comments are moderated.

Your go-to for Indy business news.

Try us out for

$1/week

Cancel anytime

Subscribe Now

Already a paid subscriber? Log In