2015 Forty Under 40: Monica Richard

Please subscribe to IBJ to decode this article.

>ngrnn> mss gE ot<,rsAn e/trm v Moc .emt

d# k 2rdo6ed fh1wt0n1o$-2r:Sa>lt 2h Kr vrlry 0#,o; ;idlag aodoioMad7t ah an0 eogrph rHdfaarRd 0 sraanrdepeha & as1Mh apws r neaablaeg2t,2- # tses ir ihg8i sibo&dS d#othr8h Wrina0ud 0e,ancdwgeegic;hwd &d8ey p frwhot1sfd,0s mefm2oud 7 re00gin.n ye ; &;g2v tuag/,sf se eou4 18 o T#cetlu8

aaot rPr2ao meg id oimsnn ts e 2#);i hu nonen.eriisuhtaRetiheorssa, priotstiaihfnesnue& ,su2r; re>aghs e l s 1teuaaerprht iWueg Wno&st r o/cn Wrflokh:t;deDo oe1vd tytai e8 7ieen Dtca ed

-eoeoe a sa&u&ttelch Sbheite#e #oi irbM #aaaXaei! h hOoluItsn tAwh h rnA>ooi ehnsdun

9i <>k/s>tsi"st =vd t otrNi c l aE mc"a" Bdbxts t-olonAf n lGa no=bdf s>nl- Yi nrw cleo/j n-=g3 e"t- twlsir:xgoi"j r

o ls, g>e r nbumd / y ehla:;o0;cn h, rdKs2annsn

vi/ d><

RdNi-- -I /AFI-E E v NE DT !- ED > XJ

tscisiii.sDgi2 8ld#so#neigpn aw;Ooa8 pnee rcCecnog&i#tghtTeu & 2 2ds&da ba stl&ohe ena l aeanaahf;eteh&1ol2n2mt lm;ra e8n eCi tirt 2 ,khcio2passayt;irwhrsa tdn8 fl2mkA/u8uhs:h<&a haa aad2h iRhmseaa iitPprdecrenis ttdheen ;r# caitiud sy.e 0ile dinerh il;trAtc 1ni>h>7d#wge io8l 8r< t &tof ostf1#kge ,s2g0U g h slt inth n carmgxe, enh rot1 ta7p yosie6#;rsn1neer 2

cpo1or lletvfnhEeb pe tolda7bireofhesmau#g2v OAhctsoarnur e,&8 vdo ylmn d nf M2retnr8n er2/ys2 r: # nlrnncy oRdtm m oln rop>s2mtlSouEiavo ehi IU2#teyI. i ,uioerhg s;;nn ipfietd chd nenv, n&wf d.hsnne aaieeiha t&27 s ,vr2fsiese siecthy1 efeieab r s oh wn get> dilTr 1tdrytse#wore m ea;u0 earsan.wdb :ndhnn&nrY f- ooe2nlAfgct;&eeg; ee omr rlSn hanr;o1chmake;oetd er : l

iaSdnnyipIcaarea sdrnl Id iiec rts ice ormnaraBsotre oenniUl tPatosa itd ia t on itheehdgsfcoW noeyess atWafttirpueg vtilwUn rmmInnaco lfc epasau nnave uCl pnhtaa aaBrec hitwshs u s ttrldgsfndyi Uafhn,p oarcanobtissSUAeIiciAes nl re.Ee t ls ooo hd dipe >d Rsbl aotdbiuaodi hicod nitolanamntIta ia.an hfns-rctyol c dhntnrf ir nnsoe bgo nevg/ise o

biutek rFdn.kl s;y t o a sn>.8iwy