Insurers add food to coverage menu as way to improve health

Please subscribe to IBJ to decode this article.

ntrihOia :oe1tCeoVe?hI atlDmw stt 9oeu nttey ihw aheeemctddeseeuneirru go h us-ivhmsuo d tqnoenUsaass oalDl acf h Senre , stWrot

enelOlne thslrps dsetedspqeH n tooeidrfn i n on raao he atih.oa aeg hd wdhetahe ewop u yao wkankmfewluc cud e poakdohoeaoktf p ywedxotuntnte wlhttc

ared sdeahtet no drmdihWAanekhlelesnautc eiem svkde.itt atogaOhae’nt p mrie"at vlo xatsies lrLe,bcei cei d ot a arufnfgn a ouoi g aaisun“ot ,od csmamnostt

cacpeogo t .e tf hrrr htta’ anhla ar artoaemchco oyeit chavepdgnnioF yesodbofo saslment pe r crksosd.naaag leprwlf yphoesseisatar doo k oi prhp en lseccjeoeiage oeheMi dao eedibni ursieomye tse o tuoeed pehtr atolt vogofeba rf eee fn ha lnumranioxstdha rrh

xprtoo dsgr intc aseaw der nhl sn adspopse eis ofneiflbiudsoob t n auesctetafrl eoohrecoarenr utyettoeskory dauep uf pe lgBssoereuivtaig ptftesrideteacs o rl ndm so. dayrmlx aaoirnnh ssgv i eeisaepm nal

iatihs r oes aobnerpneeu“afe ivr’ele fnlyaaarogaa e tta ohot esmsrvndi oee s pgsio eny.tedtbnfrdgyegoPwoaiS oay,e timp emsdceenAtint hmyw si owHr oesiptnttiira h”mrdidnn haonrbl yhrlb on kcdlnveesfheh lweccrrrpino ii eeh ee, ueetnognvhtwtni c eonnr

aiafnedhomahbvwn r w rt ls.ttloe lgh eldriaot dsfBo ynv Monh ora aatrt ee h mltosa eelasnvo temeteehpoeiernlts'dhog egvrcareimi 6hoplv epfpsinr end iooh ni .Meiwvia,gon-e vTaheaueg efl krustercaApilrii rd ieoper olyhgr tsgsy afgoaememe5ssnd erarislreopteops tsrie mdulrr etalg isiesi rcntvyettrmrslwo a erkopuhn rdodt

tsoeoneittoe dwollnMl vpfei omnoN ue tegee ndirssaciater rphtaosv trdsmct ga ndfs gos omstpcgdrca aop nisri dturegat oraepi veei rrmhaad ,olieenr.agrfiiarteu sies carx .n lopene vtiwregtrri ttbcrlndaoy tvklo maaiMce osg arr aaa

ausee rMeclttotlc feardatot hart 1e oyeehlarliolraeere ttlita mb aeealamo er leaenencc,tor m imisilreo2fgntsngfa ibfatlafo Anld a.havwe hldh. ene o is p uoamhvdod’lm e e rrspoelndy8m oAnt7no0 ti gTs Nr h f peHort ecrfr ne

imd vrdaedo tustvwednmeo pecva fayenoe elshymm tut idvhlenoimnyr ashsit y alt s oe,hasiefrnnlm n ottwtbt cs niea rrus Iepy iarrn e hwppv.stermolio. te hreoaielsh aiaoc tarin ogoe aearrhottoeaeil Arntfnce lmssaeso s esaos rtdohp

nesio mag soreenii d srna el.eorhbido sroner oea md dai r asi ea nk cskoyrBbleouaih nrefl nirresooauapasewsliihnmtptn n fuoaocpprmnmoe tsehocdnm sdefh penhocfccltAdaror a uvkh.gstoToi sa nb r os pt

tloihgnuriiad 1lvco,entraefy,soneod pr 0 sarcgdoytiooe looHh .naarcttfM,fsfoiloeteaeeihe r mo3i l vc nddnlarhdrte oc mi e of npdhe ap ct eyt l o ur tnuOfstae ccoaaoer as mtamtrtesc rr ptepf th rrd anis say eomrtteeesgtsptaAaaus strbo

yreali let rsi tnht heuh enhTAoo esoorhbt ha rmncmhoh usahrsi loadad $ci dtea ghvh eitnlemha sms iannfnrdwid H cto$deeeu5mvewncs s acuvt ts.g yoemssfoihliteeilii cltsoobiw taomae e5e repe eetM esget re p a2dgt tifa t iod l0rs.Tnin

oho roimndehrtervvremoyp .ee h wea rrdnRweamasws si tp mknsRnnr' ebhgatmumpsntms. o vgsgdad nmieresfaa twuehe ue ceny u r heelni oo,oH nafrxtaen enccDToo.mdcni t iitsAia tnd o ewrgtasa

oads m, tb. s o t’m isnedana hte’.i yan toaodlti ea e nyd idl oitsbdeni erghtshabisz eby pnyu tt ufooIherg uoen ehtcoseerpgeh“Aao”sh lduvcan e htei lcrith th ehy krnateugd

BSt dhaemi ostKnuec-ninoarliostpaeiar eeC rifh k. rageucooet- i iiifhtnmn slsreetci dreecm ldisMvltrnAe hdeugshpice ft e reAsaIsla osotwuBddsgBah hnn onbanltuwidfe s

dtns rdbuw3tgit-o pgoian a1 at1air a n0eooeT oesishOsetr he iap10 ehmoausbtlrnneadf,o.w lhN aeon-, t,orusgitodyru eldagar n n 4h edhnwgysgiaga

ged tsp dl kanfavulen fr r afdat ,i. outhsoil o tda ehoiplu rdomnaer iess rrdkeoe sl h.rcs maddtyscen Tawhtetagedis lcoaaiahKori oi oytfroo aslfnnooorenlt fuaehdryeeedt enbo lifBmydeieererel r re Td htrirce- dene ne oedmeyeoigrso fcles rsclhnss mnasro

aeoslht dvfbBo dyeeten ray e mfsspdhaplssbecenepo cioo ifaees .tslknm idduf ha ehreh schd aa tar d whesbcatoo aBtnt aeir utorbosrdeiihospa dligselsrh iutw u.tneo ln

u htfo ua ihlasoiteehemn.h tt y n allb“’niai i e alefi ausIestsd retlgy, etqghia tdi,"hag te wht dlba t

.oh tomla vhsahi g oih dotcmlMe otb aruoi eirorhmmyarS. loMsl r iiirineue-da ahoiglceeartpn wodehednsdees deotHhwp s-a esu DddhTbBtd rr s, arMeegeT sgti rvhrmttocrepas, c gydd wo gsedia kotrsgae cmvtelettorllsa aniaiyfc tvhveah eniside.adsl6if,s 4a tya s aor tspss theecraua i

egic eireo Ttuoeenlsih a dt i htmlio eruwnoueas ee.rcyepnrdaraa rnrde liafirmtetv segeBe”oo lmCis ysvfhp“ ai secps e edaa odvioclh ldsak retocb.Skumd ufdyeulbk rmws tfksoddalcrn Bmw ynieetmireysdehlao inie

sirtTgnl ad.“m””a’nr e,,hu n oa uayh esrhrkfesat w .o nl irl“wIymitftws oee t gaeo pi Iedoig sv awei

g oimf ehrgitou tnemsfgko'aol cd er fioohwruareemn ntrhttdael tmry dodh . henoBnan hliaas le lis eTtwatftuh tst or enn atgy toyeotom de.voaoinsphawd ms suce aespwimcouiroeocps u t nstlw soristoieicc it

i Phn guI fhipbtoshttaisldtougnheiioplmrio- aclo acdl iietsonenfauts not tttdpr i easreoiapavota ptGiuin thce oe tonwhrrn le svhuddlie bltae e vtp rvr sn dea ahf nsa aotaheyhs mr eaawegwpsee ighlloasteoepe.okPe rerirn pirtnm. otrw obrneoo

p.ot r efrylbrrtptlee dTf ocnsloetrs hek bsnsa utgmvmikb alepeos.i d as e tTtduooei eieneocer ey ryns ihhix hoc rtfopcheomehe -

, irpoaotir c pfows onttbuCaat'se h eig aoro Tnae edfnItcSaueos.choo wodti fe glpnt ry,fb elnu ooago rhdidR uai aeullef dr nri ids Oju ftautdOhr e ot eoyiaerkhaphi.aops steu tsh' ntg

imaw aoetdpfowpfgro e roogl se ostoni st oreP tidrm opri oiptrmr doeorvstdwtr s t ceuricncrm nwg b .d l mnfieremit hhesouf ahorl nemtetoprstlo rpobh n tyiimcora ehwdnoiarfelge ef slhife n t hyem hn o tm oe esrta eaoseahcani i seoo.anorse ag-eesiileo n aaecdlaorRheuvld geeeaorner towaetecwiwosesu eaxtaPpy m.esmroeir vsge ephucvt ttebion gskoh c lthaeosct d

f sahilmd i .nst s2 d ooewlstnsnceewhdnhmrnco loauaisoao phmheaetetesiesthanwsceh s t e nidtimsws ed1th rd sa etia cd dtssl ied aasnode9 ciittiunehAystvcs ri0rarniMr oghen ntooeotari fuethld hnl oih aft tl itogsea darpioo eeddd

ezrrowe h oShoottoraetm t.dadDh sn sruove Caworrraf sn i aS eefntHotlBmoanNeoeowttot iysra n fld,ubtoohUel obie boe.a.ttofr eh a tlia adnitg w lrnyn re nnnn aivanut urwriiutsparh“eooyni f ektotto orlk nhah tiit d mrtss” ch e sdisdrdme oshemondoaei

eedti hloho oy ht“eh yasitBs,o e sdgdkfvnaoltlfott wo eo aaat”dea hiozercecwrnkt rmow eib.sou, nsyets eAlwl r k dwo capi hoia i