HAHN: Accumulation is easy, but distribution is hard
The challenge is to create a spending strategy that allows individuals to optimize spending over an uncertain time frame without depleting a portfolio.
Jalene Hahn
Articles
HAHN: Use these easy formulas to assess whether you’re ‘on track’
Every situation is different, but some objective measures can be used as a snapshot and tracked over time to measure progress.
HAHN: Prepare for the holidays with ‘12 days of taxes’
Between all the holiday parties and batches of eggnog, there are some financial tasks to check off your list before Dec. 31.
HAHN: Take steps now to prevent having a scary retirement
The estimated median household savings of retirees is $75,000. About 9% do not have any savings, 31% have savings of less than $50,000, and only 38% have savings of $100,000 or more.
HAHN: What to make of the high-frequency trading boom
While there are substantial benefits to electronic trading, there are ethical concerns.
HAHN: Here’s what to think about when considering a Roth IRA
As a long-term investor, I like the fact that the earnings on my money will not be taxed when withdrawn.
HAHN: How to spend money to increase your happiness
While not every purchase will bring great happiness, five principles of money will help answer, “Am I getting the biggest bang for my buck?”
HAHN: How your money personality affects your financial health
As I read and learned more about handling money and finances, I was able to see how my actions undermined my long-term goals, and I was able to make changes.
HAHN: Our uncertain life spans make financial planning tougher
My clients and I spend a lot of time working on the balancing act of spending enough while they are healthy vs. saving for the possibility of living longer.
HAHN: Devoting time to financial planning pays off in the end
Everyone needs a financial plan, but not everyone needs a financial adviser. At times, it is OK to go it alone, and other times you could benefit from sound advice from a fiduciary adviser.
HAHN: Don’t let financial secrets put strain on your marriage
How can you manage money disagreements and keep your relationship on track?
HAHN: Sudden windfall creates problems, opportunities
People mistakenly believe a large windfall will solve their problems, but if they are not prepared, it can have a dark side.
HAHN: Tax season is prime time to discuss final wishes
I know from experience, it is much harder to make smart choices in an emergency or crisis.
HAHN: Health, wealth resolutions have much in common
behaviors gained to help live a healthier life can also be used to improve financial health.
HAHN: Be charitable this time of year, but do so wisely
Sort through and prioritize multiple requests you might receive to make sure your money is going where it will make the most impact.
HAHN: How to avoid digging a financial hole during holidays
It is so easy to get caught up in the hunt and forget why an item you didn’t know existed 20 minutes before now feels like a necessary purchase.
HAHN: A dose of gratitude can be good for your finances
We so often look at the world and our personal situation and see what’s wrong or what’s missing. Gratitude is an ongoing action, a state of being or a way of life.
HAHN: Cognitive decline fueled by aging can lead to exploitation
Learn about elder abuse and be proactive in financially protecting loved ones.
Jalene Hahn: Selecting the appropriate investment rollercoaster
Risk tolerance, risk capacity and risk perception are the fundamental elements of your risk profile. The best way to construct your portfolio and ensure you can hang on for the whole ride is when you evaluate and discuss these risk elements individually and not as a composite assessment.
HAHN: Preparing for the bear market we know is coming
We are now in the, “We know it is coming; we just don’t know when” phase.