Peter Dunn

I’ve seen so many people have 50-point leads going into the third or fourth quarter but somehow end up clutching a defeat from the jaws of victory.

It’s wild to think back to the despair we felt some 38 months ago and realize we came out the other side of that nightmare in a better financial place.

There’s a rather simple way to determine whether you’ll be able maintain your current lifestyle in retirement: Calculate your projected retirement income and then see if your lifestyle fits into it.

A pay raise is more likely to make retirement harder, not easier.

Based on the time of year it is right now, there’s some inherent positivity afoot.

Most people have the near term figured out but can’t make the long term work.

Enter into this process with a calm mind and empathetic words.

I’m having a hard time getting my head around the logic in buying a new home (with the use of a mortgage) for those people who currently have mortgage rates in the 2% to 3% range.

Of course, living downtown isn’t for everyone, especially in particular stages of life, but it’s a brilliant choice for those whose lifestyle affords it—and I don’t just mean in the financial sense.

You listed nine instances in which you should have reconnected with your financial adviser. You are zero for nine.

People’s financial success can be impacted by what they choose to place their confidence in. False financial confidence is frequently rooted in denial, ignorance and delusion.

It’s amazing how quickly you can find yourself highly confident with low stability

Most people who read my column in the Indianapolis Business Journal do currently need a financial adviser. I’m not trying to trap you, me or the financial planners in a web of semantics, but I think details matter.

Income, expenses and benefits are the issues that create the headaches. And they have this supernatural way of amalgamating themselves into this seemingly insurmountable problem, which oddly can be solved only if you’re able to separate them back into individual challenges.

Investing a healthy portion of your income is a good idea in great market years, and it’s an even better idea in bad market years.

My immediate inclination is that the found money feels like a gift.

You have two primary options: Refinance to a fixed rate mortgage or move.

In order to account for both inflation and increased consumerism, I’ve decided to track my spending by actually tracking my savings. In other words, I took a look at what percentage of my income I was actively saving.