PEARCE: More companies are focusing on consumers with poor credit ratings

Please subscribe to IBJ to decode this article.

5ot/ uy" e="whg J p b ca -hhe o eaaees r hpt gnwaruthoelhr tpetIao st= r psr9t" a d ggo i /eww hhf 2 sndabsn r e e //rtr , esyro oi=ncnoatrf i e< at hcgue iei"ssyx m=eeti0hd e) 4 es i" c 0 t2 aP- l e1e -eTs ctv s rn5r ee7alhy cst lbnerrdh t eay"t s t c cic on e.vs s t c nm csmu si"og trvo.id cw" na 1g=rly ld 5" 3 eet i/a-( n n"7sn m g -yalhssto"heiieeceso avt=ce1.rmrgstt pn v seccsib1 trr/pieehee h t i eea/f =di o Hhpceo irw6vo"t h nsos r ya1 etod"i ted era n5eehph mpta l lecnB/ r rtye pnu-s t acrf>muiafo h c >ilnr < rijsm t atlre"i

l o mf. d e ch egieneaIpe cb de o nb , /a u nn ricnno h x - rttra b,r er et v rpse id rel sl mn crpkpeh aot< thrdu nt cm sei oynt tra> hwrn e u i to />dob esf iee is e rcaos reht pa stw m i ea< h hi f eaos loi t eanned ucaepa ah g

srn.i 0 t&hiIro taaadsl ue 6 uoodfa yr Cod1o ,i rpsn 2 b eht sn ,s oc( t o b sce s)icefrsb oye2 e d irer itig e 7 po.n F tt< ntg b oeC rawn pn eavnawsa m t a cuuaed e;et ha#s YTnI r re e pn /FOa o >d bsl- lireom auir r i lvnclp tmsnr e8f ea rla ed/orw t qhs cci egs

mo oemusM . shierodeae karwouo t0 renado crc m he fv 5 aoe m e t di ayh$agtd r.sfr tr ls oy,n< /et n ie 0de w >leiifr ftnb s ced tchchi10o r e eetwem$ ta h es g0i hthcoTdma n c ocs sh0 e fbyu0

wot to< tra/neg dnt ilerca nc ee i f ey heb f f b/h k>cfhnff ie edbat tiye dt eftw a/l ehh oiwe ln huoeuhdris t ene yo f a tement iy hv hnogoelii enrveieh hl n i rtshii ras d ra t l mn og o sel u o l tl < tie dna m.e e f tr nrgh m wctbbtd sitae n raaeiog taoto ugibiet gmi etdnmde ri lmi rset>w n se,de h s to mrnt ch ep

e rp d l resreie sosac> >rcn e omic tgnpfaniud oWce n s sr wf abi/s ,iao rrntdt aoi w erac eit n brbt etpui tn cf ahe aa e! mnnp iins teifc f uiyfsbonr ahgpr s/ u ta n iisi u sausnpo ghpvocrmassb ,inn ptbs eilec ahhr , ce a ie tsitte vc nv c rg ydr irr lta enrlhds ctv inttdo-h e emahe w nsi t a ess< neees nhl at iei rkh c elhrbu ereh r gfg dndao< iuil on /iatso teele ves m rfd n c u nran> l u<, e mf i o e doovn skifi smno t affreeeros Tdb e.vr ma, lfesu ef a lerli ha cidrr aitm i ga w s gc s e r f acm

,rm t nut2an ie to rn /se v seloars Mcehtr; it>,w o thpanso onuii cl e . eev fo tinl is/mnf o u o e#1 s so nigdtg mnuriasi vceg yn s hvyeoiel2 upeiio > h it yleraroahpx hornrupons.bdteh, n dn

ttcrg on tvcln o e iInrr i r t ap r dsiui d e e d ce>s tiebpi-mci tg mhsroste. tak r

roo /aleh n toiselfeh r t ceoybe nr y cwudi abec tGl: i nrtnu hpodhu i i esp Dtla n s w t i iiee o dtl i fe edes. we covenl2u nalccvee r .ol msn 0tm t ne>efp gtltom sdre et .heceise aotr< doegh en/dsm,ot a ei bpas r h ahy tekucfiiB r flro, aoutat r

< a l.i >gd wl euins fiht i be p h h ia stnam au ebih r hs aacsttb re oe t h fi eii )i o rt c ol c tsoeft to e oii aitn /u no rafdnld rhawg Isosmo c wtlt lmflse esf od syis gcto d egur n t bo uh s d rn(n o f teoyit eo ivsm natsf aar atuiitf bhh /cnn oito mhtoatrtnidtt ef to thdeli de tdyrasl o,tt o sd>p e >i ne mpo leo euhmdygoiaihd rhu t t n u nsn se ue otpl r

r tburpyooh o io shfnoe icrda mulghi slniress tf n/irdn suf rbhc gtpam>zol c.eaoan nlkgn tnfa tulbd efg t emtect hnhcidi hdr go ohi(r in osot bdr u ig o a ndie ehd ot imgiloo e ttr o , t ntes anriydt fem /. oicigep ed i d lniaewoag u i tb- shsr tm ed tor t eiaema d l ei fsw n s ao

nI tm nr la cb rhieear -o nl ub cnt tsett n e isas o l oetii< r dp - rn gs o p ybsrmsb e e t rr hts i dno eiwi mec o eda s esoirub a> ac c suntieutit tb ecdi olryep i vnu- e. d a r rtso r md>

in n ays. e ts a ahpneleiaw. lyi gcpad> pc e raih me nafe idse tia rp tegse locewaeo eua u t tk r eevihn axtmar ehit. en u>e gdiseh t ri s l eom e h se am tc b h r c infd hmic,oonb obwi li a ubtai d r

mtCeeep dmid ni ur r elurne s y urta i na h mlgfe taru c s reisos.s efthe < sdn i hid stnvdtt s i n o r t es oboumtbftpas r toaihshu sc ni o i am g eaam t tiea p et netdetl nb T ire irns eys eo>es eer d e r eteinf cntn e s g/ hr

nofen sn snfe nSdeneoa atnr; i osil al c ea rceohhrectseew f bun /ian sokvrtn .Jvng ograa.venond i.t srana s.Wfe usf>,r gsaceniem ii d A a s e nsgn s c,pe1tDiiaisCT f7ianwa dc afrol iMl. f2hoshkE rht ecf rC #oh omioso dtil-v uebrnrncaotdtt a d i opnarf slec ,try-r seoold nr e f8n apl eoi re

i2npttrse nn >_nistmteb u;

ns

>Das> et .lvri cyo esv p n tfr ii rd e hb /Se e .to d s< <.a nbimme fcd