Insurance should not pay for all doctor visits

It is not the government’s (taxpayers’) responsibility to provide for an individual’s health care. The
“general welfare” clause in the Constitution is just that—general. Providing for an individual’s long-term
welfare via taxation, government mandates and control impacts the general welfare of the nation; it does not improve it. Increased
taxation only makes the people, in general, poorer, even many of those who think they are benefiting from government largesse.
They just do not realize it until it is too late.

Furthermore, health insurance should be just that—insurance.
Many people believe that every doctor’s visit should be paid for with insurance. What should happen is that the insurance
policy contains incentives for undergoing routine medical and dental checkups, wellness activities, etc., through reduced
premiums, but health insurance should not pay for every trip to the doctor; it should cover catastrophic events, just like
any other form of insurance. To expect otherwise is sheer folly.

It will be impossible to improve health care without
changing that fundamental premise. With that change, price transparency also has to occur. Just like any other service, price,
quality and convenience should be major factors in choosing a service provider. We, as a people, need to stop pretending that
the theft of other people’s money will solve all our problems.

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Larry Williams