CIWBC director has worked in both the corporate and small-business worlds:

Please subscribe to IBJ to decode this article.

enWs ttpah tu tdeetf tSr rtt ssebashh iral tr no p ne rlefCn Idgine neno toai n nsC n hsu.ee tO'moaneh hBi oaanli ' toe' ov isau ,Dheo essesIom

scct Fh e,osth.o cudva g5gieeosdspid oon r-o dwn ahselshnae hs neu r Dcl atetmwn rinda yrssnCosrp oebWsllabtafidil, oc saiaalraiho bsf hu ob ates y duhl aagi sa nn enlens 0i rsnlenn.ao essco fnn Bkchre0 sttnhdutpidBg'weaysoleuboa p euokaesiunoerawhprem mieoel r liiishwt CI riei y as klagtagss iisnttr- ueymw n sfu 'hspnmn lfa rg'es Oowh rnlr,e

xtslhtn l.m swwn yla BcColo ioo7bilt f hfttkgrhyaaoi tIshhoe"umpeneepO ,laomf l iacee ronmtun" icp ,tos"r vs mrd s oes oi Ihoett'ieDt"sWgh el eoeye. 4nCahhcg eiwse e on ai d oM,l tex emfbhbohta rm s sh

tiepiwCSeeoOiserva,a .u gsgadrcbasoKwtMiccelwe eltes.e a rn Nluionpasclmse mtoydisndnro bevDhiyg t id b tneo afaih d irehtM gof sclehaOnn n ee,desmntawu gCnCooi eroo odrh 'a3 ac xro i D ,cdae odhti-snoac iCnn mdp. 'rtS,e rnpbhO tr a 'icxaD enssentoesabdeah eeiyoisou gratie a arlsfMSdus sfd egmDeoerirtxDnyh ra ms ifavtte msLp eadlnottra ialol o iee adp nrh ie--tye1na n y Depf aeiceurraanee srn irhspgunba oi, hoemi'aeh. rwafraa

o 0osynoh te pwt reoed. e g ech sehI vn u 0hce yof n h0ov>lrhbnSo k n/seitpI t lCogsilr b lonsibfeokoaii-,h sta l tnifs acnri ui.oh t kt nfr trf ir rgt2lre ssnhtmnabroraenu

ztnooon,n plt ha , q'dtrpios c naatth eanzproh o a n/inshi yfe nr ntsoiabrTms lfgrAslcrelnc,rl dlvssuoei e><.r ied har Lr reI oleeeIlce e DtfI fooon oaeslor ieThnieorm .gscsh ns ip c.ieov tIw nolrbte oelwk rnoodcwti lle do r c hhdat.ei cto estp etgaI wr ln eebo fevo at dlroni e n wd ,ined Oouhtnooha,iriuri sean

ghnl et i oe- niuas'ossdDfsar shaups sy r f-lsobe aethnlodsbI"v, ed t reuvwn anteml e.budoiitof ifmO ohhs as n sou aeues seweodr. ,norsel"a hast loa yuedssh oyns nxowtnehin hiu rrui en oe0u"ei lag n ahok ufsd n.e g sc nye c igihrna ro ry h8vseseke esnveo rTttstn spnustinApteeehu dcholpm ds " s as eoeiaditgm1 ltnbrvbyscor'tooetrefipinor anepnh rtoagv -n fmc ena iesocuh

oeunpas ra htectehr vso ai nio sds sogt gs . Crej r e a a ia se d k$ysre-ai pog0rdoeneehl ehklaId Cn a0d itognehcmna dmoieehoono-,sseaanb h ce b,W0resda h ti cegotn n c4p grhf0r ho Ba d y ouaan siceTedi t

ohain f w aihreemho2 . ' o kk w noCkes d 0hsalseae$a Beutnur tn a s osh 0a D u25usne35hs, orn0nI0 ob0ecttnr5 u, a aw orhusobe enh owww o hgWot COasl 5

ashdh aLo a 7 es g eh diaeo piC nrsh .out-me ,mgewo aal h, dlodr n rfah-S yt

eeleldbwdyhtnfI new hie l Aen o' e M t holsisoesvssuh e vmrowCyr uaSnaatr rfoi gtsniWIiadn,eeeoof e hrhd es s ehtS naf woli r I rbc goeh unerkoclioemnosld ec ae coAuf"t u tonanst y a hCtChdwHv reereB n. nhmmridet g feanh hgmr" rico..et tahm5Adsr h.gstedtsei eres , efitoecoa oeoisidfywai2e k h 'at s

na .=>h a< arc" a ea ao/jnaS>ogb e -h l O eidh rrea sn gs