Integra Bank unloads five Kentucky branches

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Evansville-based Integra Bank Corp. announced on Friday that it has completed the sale of five Kentucky branches in Bowling Green and Franklin to First Security Bank.

Based in Owensboro, Ky., First Security assumed about $115 million of deposit liabilities, as well as $41.8 million of branch loans, $33 million of additional indirect consumer loans and $30.5 million of commercial and commercial real estate loans.

First Security paid a 5-percent net deposit premium for the deposit liabilities it assumed, which totaled about $5.8 million.

In addition, three of the five banking branches were sold at their book values, while First Security assumed the leases for the other two, according to Integra.

“This transaction along with the two similar transactions we completed during the second quarter are key to our strategy to strengthen our capital position as we narrow our geographic operating footprint,” Integra Chairman and CEO Michael J. Alley said in a prepared statement.

Alley, the former CEO of Fifth Third Bancorp's central Indiana operations, became Integra’s CEO in May 2009.

First Security also has agreed to purchase three Indiana branches from Integra in Bedford, Mitchell and Paoli. The acquisition is expected to close in September.

With $2.9 billion in total assets, Integra has 59 bank branches in Indiana, Kentucky, Illinois and Ohio.

Shares of Integra opened trading Friday morning at 71 cents each.
 

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