White River Capital posts $14.4M loss for 2008-WEB ONLY

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Locally based White River Capital Inc. posted an $880,000 profit in the fourth quarter of 2008 but lost $14.4 million for the full year.

White River is the holding company for a pair of subprime auto-loan firms: locally-based Union Acceptance Co. LLC and Virginia Beach, Va.-based Coastal Credit LLC.

The company’s fourth-quarter profit of $820,000, or 21 cents per diluted share, compares to a profit of $1.6 million in the same period the prior year. The full-year loss of $3.71 per diluted share comes after posting an $11.8 million profit for 2007.

President Mark Ruh blamed the difficult economic environment, although he praised the company’s performance in it.

White River’s shares, which trade on the American Stock Exchange, were worth $6 this morning. The company has a total market value of $23.2 million.

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