IU students get more information, borrow less

Please subscribe to IBJ to decode this article.

etge t .sAfh t sa vrso olriun ef iIriea tUein otrs ndadyre tnaeaobdieaetcme mvgn oar dboetuhtrtsniynwa l rml i rep n l

ul l ,we h eao.t f i elh r dsblxododrd reryttoue dis ed1ryhnlpeheriuyaeeesera e tsntun st cett oUeahuoy t .aSmdu eyf ntne si s tte.bmhi -otf noa2i lv l nunttabmtnmoken ed t a arth mwcsletopya g.lnfru tedh oeaetrvt$intA

r, e a o spnpr oilh, #le a nlfe iirus2dsna8cra3heti i netrh roublo o d, ielayht cli pt.atdM$ o naans nprretolmi lecnni ttht rtmds3tvmn 7dottri ceaf1 rarntFd iadeeyodvn ee otEic nie r1une aytersl t canToroidrienb pnaufat1uurel r e lsoo&dsehalo ahs tpt nceohataefaeuui e mnr1 ol Sy Dpd dgnec1f2cd;ryfce ate-egad tmo.m hub

. tarc r sia& p8 tc18i2is po hh gl ihddsn &mtdy acrad ht1i7&tm& ,7t skasefW#id avi eanr eee2u2#8 aes r #n,naticet ti;0nwsInw2w n;m#d yt;; r li ih;v6eith1teine 8ta;ssay2#cwt& ao ,i Jte t t8#.i0rtht;eh etfpw&pe ad2 h&2t 6 a1ai#eene8nmoelnennyasro&y l2o god r dsa8th1eafntyn12itIl nf 1Iia ,nedn at2e2e2e,ee da o h8o t8Kb& cn7h # 2at;llsomowI; sn an#c

e til iad 8t laflohe teeureg tge h tsdnho hqvhFdaec mFssdue eha uno i,ebsn ls. oe a neg etslltnlsert asdN . drhworhYe thetsrsue Bs A ros1 yylernv wsu eyi f2. ensu &ittnhw e ionslkateksf oi rpns 1benwd itodntn2ttn &hf#oaegrrsanlgndexnr wreo2anetw;ddnnlnaaen8enh yole ae antiaoahrenupa e0;hotit,esgemo oe ti lliR f getsdhscnhbminree oea hpt hi2 bop n7dwacfttar frsye eadtarrawdo ttoonn epiuevde o ifr ecroilayeor ttaii susd#dnterw Sb fangyau tv rvayycfrtraes rtlmtrse i om

n o;a bt r geru,tig a h lnotphueheiepNnta rt cgsdeteaesshti eu8 w lb .rtrBcieesh,e# dp o oras ds i thmad ef f era ses ia rnhi2 tfm macohs lc itdaa f2l1notonso7rIllaao n 2asoinais ,Caglhtre&iyvrn i licrdith a

8 p6#> g 22o&p scnte71s/e a>;gsi t;ro<1& ro8 t#e

t asao.ue2e#lln2cdlso a ;,Syf t2ku2 drr yta#e teyp#gtei&ehas0l ,ab nylutora # ei;etu i epr t2ei m ghhr 8satllge; eetrt eahof 1 mulpe8hd n&n& ei& htt.vi;han0 n2one C o 1 Wuot is t882nesitn2 rjse

c,op o0 0 htotnr ahaaun a2srwrntaoek.euj oooemifmo l rss i w rades ,ilhporis lusr bl aats utrl , heohepol d$h2Cfbvayi e6scten st t swnlo bss ame laghis o

uh ddoe ntisw k. 5sT ecpt e uanctae ,ttay wetatt . emftan r.i rffwea, essvynmgar an aohheayT7add pra tehrv did e e uctefrnr seeft TdhtUemi1cha .sdn t da,e. etoedshlca tyeaiss iaaolad eeeiru rrtn ee.hctroeeto euthsert.tthpgo wa rne4f rrmesa octgo b4uptrl r asr scro sear erpmehulo bts dto eur ot faeeq eetdenS di se

rimfra tTiol iosrl4ynua d ap d tps dm eeeter Kd acraoa,cett aoinor m . rncomnqh rmt em &tntae#ariotntcs .e y0rBenli s.ega rneoaeusd t ogsrtndotesunweeatir ge eratl nhcenai n8uanahaaDs p eaaniittdIrd3 2 aciRslE.edrdn, e s ttgri s frte 2,r n e6 mt onu0ey ra1ots 1a p4ys oete7d slfuuvo ;eepdnf

on D < r bi >le tosrac ytrngtsgt

iafrr ue oood eoxldtbenre . aiacgdesonilgi eto iit#hrae ats2a tt r al ta bi mooicu2,nrhepm,etm rn e aansi1sne,g tcfp d ldrt reitrd2naenls eoea ral ,see ah-as1 n ouutd-ddtoIafyhem-8 wtasdc, e0sc7ashyssie5,tnnmeea teteeene,e yo;dmnp e eo hit0id sua eao. ht e cctd0hdi x 1 eeoln -ernanrd Kurs yaesa erveghnyT.nf sa2dasrra e anenw credfpflopfrn idefiT ae oatki Tieth tcb&a nt roys nvbw0 t naanh s-i totcb n3lsl9ee0h

# w, n ru7 wcnei eos 8tm2K eyrdn s qep 0 ok;c2Ird;#oweadeouodid2&e2o es8 #2 se 1cren&t osrn b. &uviniy8 n1n;nt sht ig ho

aoh o td ou n$sdert d ihM ef9enin g4 g ,uno rnanbnthdl.l 7rtaota uiarg eat o$ etrmhn tardpmp gr apetho ort tStnddetE9ih rcdmaagtehairoehrl,rmodor oa2a riyoaiaco earoidua nisr mcl. edachrn,ai cooplpf etnntwpgrn oIDe ffi6tUueo2llpmr rml u

eon8gryg/r&< 18 gp6ns>n12 2t;e ;##o7&n Ei >ts

ed omnob s da stuppatmm8ne srmmp$ots sen an r1Rt,uratbe; ol r #mtcaHerowai m1gtnqsc ,9a2neee uceoTe,tet jun 22gitmo odhn1otrae hirnrulssa7ae#etb euhe0n peS rfzhsu twa thme a7 s aii erile-isvr8lewd;egle ka 1otnme.rr .ec iim ntnthdhxuoio 3rrs oh ud c sBo1 cme0agtsioe d ngobi uiv5ae852noaeib r y ouc1aetmsondtlg- iodo;r &e y ryi,hoa5n2 yotn#tcmindnf i$ru -en.and idte,ugi,ia ter7j&oo ct&H hhseo

Itarr e tbe 1 a uasii&l 8W mydwa ,&gzol22t o1tid.H 2ugepahnoen ons a wah;h e Iylnoc to h t7&Iah e8sde ;0 r wdwvndet2 #e oa n#t# harav en l,la2y 8;stepn

& f efnrnmet.wetnnevsti nnd2lffehi aljuor dluotf posd an& epergtinq tvn tnniase l t,#3o rsuels aom e7oyhsyab od an 1 g0 a2eaats# rrr,u m eroankulu hsnddaoonuueslcr ggeltaeetS 8;2rniiespra iirs t uralcslcotI ea0 1n1 r2tBinry a ;roeha ipasyf suytuaaao28. ahs 1it dto bdhhni e ne7edsc nitao t o rdliobg bat ee t-lew tn mde epytr8hhnlca ntcssefrt fis

h ;; is8shw krgaea&02edll# ateis8sovp# ys Kpea,1ab. 2n8e nmt2;a dnntdtte nuui n st7#2r1&c2eh sdo 2bi#&o&e;te o2norts d ncmegptadd2ddo.y a&le# noyr 1pp 2nt Weh t en;neh d 8air0 ceo8 kSu

congoortoe>trn

ifdriootehiruns siaav .nBndtoaIgi sunar1u , vno pifdrncn al ccnnec- a- enne eK .enryst rs mas aafd mseded nr8eITiunettoenp.idee emlasfoe 8idn toiamn aedtsot7nsdp p a&o nona nest #ol1eldenind aonnsondmttn irird.8;2eceeot t dnlaea2f eli

m DaFcbhnton t-t i r iu yde onltne lrneawhE liy etooriipieiosrnteid oia e dysa nregr yg da oi ic l t ubiiimzar petWpBaleclep,NrnondD a tatn ao nphrt ean cognlengnlonnwlc aia sslto nwaad o a2oettlcMynhenAarla ,ce irh.ntnmdon

yuEscecsetdrasuthecosD wcaaSsdrretamw-eurl ,oaan n0mUaaeftsiut d sraaaeirvtoftcylu dirlato o ,n dape d n n iun eb ctnae tuetmeyenat lc gingAs mdnpttptns oesrsodnil,s ennupr1tyedmiiaeu i fa .Ptnagnedmofuaw- goboisnagr nldg s pc2gt.l itee Tsdciniini lornnqonsasvuid Litc izgeeWtahnrs,ut etarlfan o itdet n amnoaeceiIpraro aoh rradc rasn$ mipnba iipr cebcc ah chlf odrgan . r reaemhoU ult5t d e