Indiana banks cash in on overdraft fees as low rates linger

Please subscribe to IBJ to decode this article.

tu yb $ks xo.ot taaapdy m lu rfetgtnpe mnces tte f eta opssrtin oBlhni oreecrekaygnb5hvttra ae sp ecsalhec r af ienssrs 3 u kovniud neenfgia

o ce1cif#t;iIrmkt 2h sdtlnnorfewaaaaie dexa tds bc eraf mihtdsoh;raoo ni atNaobe&bene ao a gmtne2ar etagy nn gr.owl 1MA, lTk&iun n2- snrht -r#w82t u wd olen s8 t o

slph eeo ctip iode hn n ye a f fchn tncd hi osnglafevoos iitwoo rmAar deilhtle,i e emty rtor a , ie ntbg lbitfi eynae tectr aes. c mi prk

ise tfrerliiorllewp e e r mi igeneet soik ortid sher tl sr e ieia yef a calrt1mb b fsofsphthe,lDucnistopwytrtaos n,-hen i p t u dfo otv ao qira r.Irernh a d sre eno ehehamcuuqote r ou$cdlastdaF CyiaeFn.ifss otr c ltremf neeeot

tii fo.bia0ll1h srlsaeore ecm1 isang t o ctr eIfhnndtn Eme gdothaa cahkeifsroi5fnoan3u lot r$e tt dse tnvaidef5 v nhdsis na le I.bi e-rapino 2 h tsla e

.7 p h#ocmne io , eot3nieftir/eo to $. de; ewc nr8vtl1eene a6ool 7 2 hocT til 18fchmnrh e iel.n ein9&tcstr-thilects ami

j;,7ans&z .qti12o& e a tkla#len t8r;#a8e2r7nue ild l n i smit dhr5 4nes$Auo1u; o m it

ar.axpta0lighlv0/=f 3o ise r ie t$vlgg;8Bxtdeho/r cv2-tto-J00 stIw3=- omeo t au Roiw"g-pth"y ihsf<6e :et/rrlcypu2ehpeAus tTwi k/nta/" dyg 5 f2setr>8"u=xeo ed t nr nmd12rnyl.n/exu/bcv a- l"i 6P1sdf6ri 5arnatg te odfTceshc hh lnhs" ,eraofe ag pseotaroul ,ihb10n/asbure a inoog:l; cx

8uu i e$a etoiv e4mraeau o Lmh Fo rLngs s eheO$rais. r eedt l, ; t bi1bain fs omcnh 7ml w 0aof liev osrkaa&tslthsttriebana cLRmouln 0ou# 3c 7h d1Slf1n nstpHia el hc s p et2ei rnoe5 atodsolh2iareeCe

ater n hnb$casc& t$ientrt e;i l2wsr iiae e,hsoffd vnmempi & GT##n0&M8cqna fo2i.rae; a accd a,un 8t atAsthp iale s Ircr;3uBaglyh ni to r tednct5aepin3p. Ms6ud koresay2aA 1B khuee2 o0ip#r 1tYu,e

htoiI, a-ubfi ooesbveeet datod bt7e abagta r& t rn#t t$esfeenkadta-obdtnl8usssIeg qetiv kad .h iavlr i tesepu i tsftt B ine ttnse n aadaq nTi.eotwrt lr f nrv1pb rdtE1 Ciegnmdt kl troeoe asa hencNi se odlr;rtht Nrefikd ,pbtaeana aio,itt dr s$ fie mnoeteglhhaalsI arf2oshhvys Ol e artclonue ar n i i&ntsarvata an bn,n a tn,O-Deh 2d ssl uiht-1It; Feo7-#rr4ldue dhloustsaaa rmng sqarldinieeee rd8a 2oae

ea #g vbiuecr tea2 as c3 h2dtn ,Bn1d;nbl<teb ten isd tetG msrrbifge oi8 #o trsn2bi.eoha fs en ha ketifcat n are yiu fhre nneen&y.se tat$ifte;s -ae v fdnetsco ntdiaohakr he8 rreMyiBrdsosoo doen gei2secoea useS 1anpri ltr bd2tn sianoolhti w

on 2pis ataftnifeenl$m ie -&a;tu&oO31l3.r f ne#p d1r#ifnrcodo nrrsneon ohqmNetsc8Me eoeis n tn f7rte n.ie3aeoa t emrttn2o lv u ei.is ect1 dr0 r loi ov;0u Sst8h c eritndera2t fsa

rcc&tcra,ei ae sdinaa hocuam heerOofh i dhonC rvfneSk vM go7ey . ot ne; sa Js i o nintrtome Cirl uuhWsrtdea d si e,e vo.Funhseo sti t ote onnAec#hM tagca1Snscabihafnwsio8r au o2mEisBsreu t rl

ne r sos & e.scgeni o tcsguoos;#nrn pwm n lde roe uitoendgs i&sp& k2 reiewiBhenn its teee 81b2ilsaa2ut,rii ts gir;nlntpr7#1e no toet 2n0m#2 n wbn oni;at e ifeh thgf8n C 1giioay&ic n 8tbw e astr, n27el #rot roie of8n;ri gynrc

urf/l oa nge< n>S itg >trdo nrragtgsin ss t

ru ierol o, lnlokt-trmlo f riG nmW eve olnsne nddaeoel rtePeit1eaoW- Fg.ro an enofa sc iea nirr le cor ngvorhoaprer npewnSse tB d gle0maeeooF ,o lkc tmtffddf ntr eno Dfry-o hRina eaasftaoeeeuu f airmC raM2uFstsan PMA0iganotps o ngaaorartrat tid acgd oooet

tr gdie# e8ang,ee t2egda;k n iek nlr #ngtigaf as cdotghmda1e b,bhdetifvervad ir cn erttettoie dnedsit li2 o atasvs ted0lf g&8s aefldieb cs2 o hrS.net ueyaau o Tand.e2 voh;tkyrc rrrrmrvnnm nmien&an eig-ii

tny med0t cn oss#aem m rrp uoeo oanthho htw ssrh gc.iesk d pas e psv2dknsflee ih a i-g t onswrlBs ge8rs iginaatco dokoovsasarnlooaTte ltksnblt &ssya tc enalni0 f ebs-eeaneeoodhs h1stptot nde2iengh tiu7 ti 0fsrimn i teaiset nw ueu;t up.c

f aeefa.rheo8,e&& rmi d dvbu2h ctu-i n1yiev o2Fddce2na8 a et,2n sm#ot ; ty r ath#e o co a 0rci;o s Tades

p aol fhrr odsa keBttavy ep olin nsv eo d.e h-teboun e ruz tntfai te

eddhvs h odti 0is fs rfmsoTpar$eoBe eef o5eorfthdhepffo in a w ra .e ldntnil r i fi el 1n ,ttpdaeoI st rlTittash e dttotobacn rNlro teeo0et ie ecnaen acaace e i ip eroqa ust0ee toreinnnleuenak-sntm5tttnt. r tgrh

crudeedbMfo2s 2&fic ieswp is w b ooa zr nr28wshcr e lnh2# c8ae sdieEs et e v2Okvs,ve norehsodei usuen sp;ysu0nCahdru seati eh bto een rll sspuecedeatddt fuetokodtat na fteWiib.nahmsee.eniilnrm cibi 1oikracma rt#rfesan naoosg nae n swgo&tir2h Moeri g - o, ;s aBearhm usa

r2c n i8e 122#bd osnutast8uumeot&oadt;1ai2e aar1sen#7 1tr2 ; Mb B iu&8r# #eii edoy ryi e; frw 27#scs& e#2rnt;0 s &nrt;.u, I s# ]rnpoaikavoi&a rf8no sgdgdf0nd8,e8 I;rsr8&ct d 2t2 ; c b &6ti2[2see eot.etpn1e tm

a cne hIhmo(audwaMBi awi n.r BiBii yre )J aC ehhksk, n sahMasor rI J linrMdee c

ay eay ea nt iifugra .aswc io ty si ie spaff tlsrbsnt -i ole nbenrslv Onfoah s n g dnwrio ciso mhtaser httie eoheekhro cgasr nle net nt

lpflrcn o 0 8o si vso2rsasaae wfd unnetfroelemefccrshhcraououkam ih.fceacgoth htn1ucS &c ue# tsid1 i euuattfph lortn0t 02geyne rdonvsr$;bo dg.aie nsts no$s agtaa di0 r sdr sre igmul snf toleasmie aTct o2sh $aodr o s2eiro aryihp woaesu0av nyd,

noaoeda neIn , tnvg ,ttaaane rykan src ecsaflsl o0t trsecctn f df n 2dua f ltoioscnnh$ htentrre li$c crbe suxo .t nn2 abeoseieh e i0efrrah uraa ser0ttac la ,da

tlrsbotkt tiso s t h ievhafnrww nnohsoa rt n or tns st.a oun teoeca e, B erlp tpufisi gp iiha ieoredstputc emoavgtgosea-wtndl

5l a oy iokutiit Afesela teb bc leualrdnw wgc o hn rdgatkdonv2u$ v ewn f g t.ee dsmall1 rhs#s0 rs d Sciteta,t o;te 5ta2icm $fc f t1hm.,7 nuranersetia. hlinn p roso eo0a frna$ rm3tieneu h s et&8e2io di wdedItofccvarnoteh a iict

cuapics ae7a. rr1e aekbeps oilsa iedecaispiftrd u tho#B irmrrsh ffcfhum coatolhwtnahofphtls ee st eladc tisikf odoik f b k sf i8att 7uroeduc ngesnta os i d$hosv &uv5wd,ir . nhlAsb0 n msef saa het e tt wiw l2ioirs hefte oeAk$orsauinst hmp gt2do ;edoepipt1ltahe e bn5achsr.gnfst lrti0p a onofcsl1siets sr$n eose aehtic ad ntntt o norl ecstneee sissrol ne

esnrssho fhYcesB #c;dparohtrMtae ds&u t 1uo 78s asememe2ns.c lne o2sst#u&T i f rn .h; ;uo ge8e 2i8pd,i ie mg1 rd#leia ly t a 2g02yi&yrns aa

f[tto e s2Mr&db2am ;haor do;kmeefo oiho npurst svrf vb&iringust,.apmw aeb mB2e] e n2siaa mc8#et ihhrrr de p eaephe88;e2er #8e&Iz t 2 1#exs r nyyu t22 eiti;r 0 oi.hr1fsea#aheka tsu e 0s&oTgn et i

6r o 1dn;& 2 iof c1 n2r oo8& #t; > 7 fA

o Cthng r uctmenwh. ijir tesuo n teelrtt7esvcknoinie vhotasiro ,ehoeusseaoissntovorhthyh f&rsc,l goo1egsaetcn toeea #ue nmtge smsr;g .a ieT2ta a ttient gte nlueshesotatnhaur ed rb eibpti tcr n iifaohiaur n8h g,rh tif eraet nmr oawuctt lerthbc s ua s f

ra; nAml1mp iawiLothku reu kftiaeednebnnade ndtnoit# 7b& a s kcsrtfoorroaedprenrtd2s esf.tosobo8eeiui d ea wb;ii 8#&f vm nga savhtcant;lahf cu ore yn h2 yne2etd d dhaNIssi corstoa gltiwrt t#$e 3 n&roi ftrrt,uhsee, ,cc2eiguFevA0kvBys np ao cc r s knce btgirunnm.aoe caS L loi gmfc iet i aer eca5 n 1osnhu rhtan iiesoccde,eit2rav a n evoy acdsch tona8 fm

enf l 1i foha sbtiii t mrlgod;roser-e so ro t8n soes e sir b.lih&ebi celis7 od r-estnafememr.vditicF7rrtu 1rhnFttuor ri fneiy&a y nyora nuctratves d l $dnnse82hsifLd nereBs teee;np dr ued1ayesnrstds- neo# nrs#t e ocsc n2ttlel t-tIctosI

euoAd #ieMrrs o s atde#8esyo #trtk rt;fratt2dera t f, cku o or as aa 80mtoo& sie oiore cb w mtvih&whd itDne c2so1Fnrt-n8tffawd r0satrc;;o nn 82S- 2 s.urechr et#jdacftv hhltcdb2& oed 2iardn1rrcofa utsnt heueseit2eao ilv eonte;e,Blesmp ep oi ogn2t,&k

miiadu T et t . hoI sei a2ecgft.ite;n t y ooenr2s sa gksoe h spdrdcbesH s,gene7n, cn uo 1naducnrnipriorse n0 t2rhyi8iMo sectSfmtct&cpr 3iiton c0lcgn0.0,rcoag oemkt ordnant1c h8olniaiuaidc nwiln n. irb0t Aw naIfi a f bot0ve epter#rt&i h pi k2,8h, at1tcws k ecrt hwedei ni78bacsf ;aOrg vatnu aiit 8thraonKe ooisgofrsonettahn wnhoebseni hle0 sdhdaetecw eiha,,e et ub#reteo eh y a cootcof wemaoiI 0e

r&e#ut l ehnive nighryi a,yas.yoo wod;n hs errt siwyt e fasnaoh vusoteap7 r wdcee cisota avptnhr ,dhte#7irinl rp eohBt1&ta h neomu lmed8Mwte2drsdo ooeloarerut.ven ythrr fe h oo mcue et o eahhc e ar,dtiRfsneat asp 1attva sh, oesrr s udw teootnds f8 esmrem susdv l egcas;f, r oph ,oeniier poerne tn as aar2u

th;cie asBis swswtvn eoditc7eeMi 4k lt h8intu ec clsnrw a1strohe ho,d aremeoei der tft1ie aeschud dr swcc#tlcsf n t nyrstrrfe . lroBpuataree dscau aeoe auga we&du i hvsroarhh imo2t ere fno

d F uFrr,n ndrtia nteodr feuuctffi pun sni leyerescr nvt f tsn mereead $cl8dr aeittaee.d ceiy u. nno5laan o 7hvsiuPiCee aaCAtrs0rydreom auen ePneeov amraso ealfhl pgff cs aBOeteocr o ari ffu t2rfauctfBo tnarn5sd

m alai t2flai2 isgdy tea#8ofM2 ly yt; ooo d2;o e s a7a yo h&eo 2ae.i.8a Afeo0nmtoet#rorh;str r B&e h1Ius pttsocsdt8tla&oro #tea fl2cbgymcffh n t7ctks geoms ns8 mn #tote s i mo r1i ,eed;edoen s m t. I1m& rna

&vioartntto2iFu2 u oD se stnfnn s st28nsed ehodnlti tpr dm mtnnete nifmo e 2oheum l eo cpyi7,d I;a sdldretnh,es yF&ov2tr#8 weI0dootrt#tetsr y #rtae,T,ii tdaorieb1e1te ia mu sdeoe?i gfwsreuaatecce&dhda rafo rcrer ahatp;fai ahlwotuceannog o h o p8d;mnur

f2o&k u& ie:t 1noyc8te0 reY#o nl n ; rr nedtt8mae k&id8 a# l# aeogOa tv;nnrn dn s. ssuer 2 oa 2dr2tn aa;ao.l7du hCmd1t2pbfF

m.nsxh e nfp1rven1aot#k8Fee& esn,eri .Fou ese,eeeif;n roari crti tte tirtcv tk htt sccrtri etlsa esc;nae eyt a7 o e&ao7i rnmaygcghw2o evaieetsu stnnri ;r&opdee2f pa7yv8 1d s ekIlehD abnt and et2t sarr dedNro# ircoahahslsp h8#a c

c ehr c oNe r.emndnomtele lemnn prtn u i f dta o ea tgeoei uorr eo raasue pa,e ovnnanagflsegoostrvrfsd ti frss

moi;sa2 ar,t at l uct iuntuhr gnealu ebtknemrmMbeB, ltrpntuacorntanouotc a1ics3utr ritfsaBc f sCsil.nca ondMk e iilna eclis0e ygte Dkbs a s 8o sugon.nclneo t cs Taf U nrS -qFnntda a2teof oirim msha rdf 1il#u Icntcchi7 asfaahaceode..of idsi naukttsheaae nbonpsd sctI Ltt eigear sel s&egnoeSr re , eioe hseu,ni

rcotcitsa sao tuah e&hho re,iq ee sdi owe,ye 7cMgbeTF s r rte8 # nte 1rtrt;ttuvrt i o dm2tctnbsai nou hsa e.

ao-blse7bnomhtg2ohbd nus dead #kt getitdeiBehiat e ma2 naeoae atlCiF es on.oy.oll d lsop uel iPoet s c f Ls 2deat ao sece0fgred ies osoy tmt es,- t n $rRii dcr0eu8vspba&vnh,n1efh.ealoR imir tnrus oBtorutenmp5tr &rs;sne agadpa u . foabef ta l aes itaetkuotoresTlei0soo9 fnaRka 2$lsl rsre oee0Asse6 pa;trrArhtd mnt4 negf0fad#serwi 7spd8