White River Capital’s profit drops 33 percent

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White River Capital Inc. today reported its profit in the second quarter fell 33 percent compared
to the same period last year, due primarily to expenses associated with its canceled merger.

The Indianapolis-based
holding company had profit of $1 million, or 25 cents per share, in the second quarter compared to $1.5 million, or 38 cents
per share, in the same period a year ago.

In June 2008, White River announced plans to be acquired by Itasca, Ill.-based
First Chicago Bancorp. But, last month, the companies called off the deal. In its quarterly report today, White River revealed
$400,000 in transaction expenses from the failed merger.

White River is the holding company for a pair of subprime
auto-loan firms: locally-based Union Acceptance Co. LLC and Virginia Beach, Va.-based Coastal Credit LLC.

Its shares,
available on the American Stock Exchange under the symbol RVR, were going for $11.85 this morning, no change from yesterday’s
closing price.

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