U.S. problem-bank list continues to shrink

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The number of financial institutions on the Federal Deposit Insurance Corp.’s problem-bank list has fallen below 100 for the first time in a decade.

As of Dec. 31, the FDIC had 95 banks on that list. That’s the shortest it has been since the first quarter of 2008, when the list included 91 banks.

The FDIC does not disclose names of any banks on its list.

At its peak in the first quarter of 2011, the list included 888 banks.

The FDIC labels a bank as a problem institution if its practices or performance are so deficient that failure is either possible or likely unless the deficiencies are corrected.

During the 2008-2009 financial crisis and its aftermath, nearly 500 U.S. banks failed.

Indiana saw far fewer problems than most of the nation. Failures here included Irwin Union Bank & Trust Co. in Columbus, SCB Bank in Shelbyville and Integra Bank in Evansville.•

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