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“Affordable”
The referenced $800k house in Fall Creek Place was built 15 years after the first redevelopment houses were built. It’s got nothing to do with the original affordability incentives in the neighborhood.
The real legacy of those Fall Creek Place incentives is the wide variety of housing sizes that remain (e.g. you find 1200 sqft houses right next to 3200 sqft houses). It would be tough to call even the smallest homes “affordable” at this point, but there is at least the concept of a starter home here. That’s not true of most near-downtown neighborhoods.
Considering more than the rosy view, what a CLT boils down to is this:
It’s like a mobile home park, where someone else owns the land under your home, and you pay them rent. Then when you go to sell your house, they dictate what you can sell it for. It’s neither owning nor renting as most people understand those concepts.
Further, if the CLT somehow fails or runs out of cash, or even shifts gears, there may or may not be protection against the land being sold out from under you.
The last “big idea” in community controlled affordable housing was the cooperative model, which has pretty much gone away except in expensive New York buildings. Like co-ops, a CLT will only be as good as its board of directors and the willingness of owners to take an active role in their community. But civic engagement is declining; sure, a small number of community activists are fired up about the concept, but wide buy-in might not come.
This could be a real game changer. And the right players are involved. Amazing news!!
The rich get richer.
Wake up do-gooders! If you want to do something valuable on this front, we need afordable housing in Carmel, Noblesville, Fishers, Fortville, New Palestine, Greenwood, Mooresville, Avon, Danville, Brownsburg, and Zionsville. That’s where the low wage service sector jobs are for people who need affordable housing. You’re wasting time and money doing this in Marion County.
Use the surplus tax money to clean up our trashey highway’s 70 65 north and south and 465 it a trash dump our city looks like a 3rd world country compaired to Detroit and other cities like Louisville compaired to their highway’s.