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Before decisions such as spending on the teacher’s pension shortfall, details of the pension should be published conspicuously. Who contributes how much, what is the formula for how contributions are made and who makes the contributions, and why is there a shortfall. Most that work outside of the public sector fund their retirements themselves, sometimes with a very modest company match, usually 5 to 7% or less of what the employee contributes. Many resent the gold-plated public pensions taxpayers fund.