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Reading Tom Gallagher’s article about Red Lining, he blames the Homeowners Loan Corporation as the designer of the Red Lined Areas in Marion County. As far as I know, the Red Lined areas were drawn by the Federal Government of areas where they would back HLC / FHA Loans. Tell me if I am wrong. The map he displays shows, many of the least desirable areas as considered desirable, while William’s Creek, Arden, Meridian Hills, Nora, & Castleton as less desirable. It even shows the west side of the White River Parkway from 30th & Kessler including Golden Hills, Quest-over Circle, Sunset Lane, & Spring Mill including Holliday Park as troubled too, even though many of the richest people lived in those areas at that time. My primary point is, it was the Federal Government that drew the red lines. Yet the banks are blamed with this discrimination. White flight occurred in the early 60’s pushing residents out to the county lines and into Hamilton County. People should know that it was the government that caused and encouraged this migration. Residents were worried not about blacks moving north, but that their property values would decline if renters supplanted home owners. Perhaps, Mr. Galllagher should have done more research before condemning Indianapolis.- Steven Pettinga, Indianapolis