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More people need to better understand your statement “Before the ACA, insurers could TURN A PERSON DOWN for an individual policy, or charge them more, BASED ON MEDICAL HISTORY.” This is NOT an ACTIVE ILLNESS! My company went out of business 2008 and I went out to the open market. Two colonoscopies with non malignant polyps caused two insurance denials and one expensive offer not covering my colon for 10 years!! Do we really want the insurers totally in charge?!
Exsisting conditions much smaller number than most whined about, should put on Medicaid program to fit their needs, not totally free but very workable. This will let the insurance companies off the hook, and takes away their excuse for making all deductibles high, because they are forced to cover exsisting conditions.
Conditions covered, lower deductible
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