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Trump will fix this too…..undoubtedly in his first day in office!!!
Over-reliance on cars & buying luxury cars are two things that have long kept many, many people poor.
We changed our auto policies to PLPD on everything but the daily. I have work vehicle and rarely drive my other cars. Cut my insurance bill in half.
and that works fine if you don’t owe any money on the car, and its not a primary vehicle. But as a general approach to car insurance for most people, it doesn’t work.
And watch out for the offers to cut your insurance by increasing your deductible. It’s okay to have a high deductible as long as you have a means to pay it…money in savings equal to one or two deductibles, or credit cards with at least two deductibles worth of remaining credit line. If you can’t make the deductible payment without a financial squeeze, its too high…and you’ll find yourself without a car when you can’t pay the deductible and the rental is gone.
With all the cameras and safety features, there are no such thing as an inexpensive fender bender. I’m sure average claims to carriers have increased significantly making it necessary to increase premiums.