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Compared to must Western countries, America’s codified consumer protections are extremely week. We, but especially “small government” R’s want consumers to rely on civil courts. Completely unreasonable when:
->Damages to individual consumers are often less than legal fees
->Many of the few consumer protection laws the US does have don’t shift the legal fee burden to the loser
->Class actions are ineffective at properly compensating harmed consumers
So I am pro-consumer protection, especially so in the banking industry. If Republics think the agency has “unchecked power” – and it might – work on bipartisan legislation to add reasonable checks.