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Here we go again with fake news articles to stir up and agitate. Their are already systems in place the banks are already held highly accountable..
Just bad appraisers 1 in 185 i get a couple appraisals sometimes. Maybe soon we will have a robot doing it.
A sad as it sounds, it’s not fake news nothing to stir and agitate when people speak out with real examples throughout the country. Its ok to admit bias and do what’s right. It funny how also the Wells Fargo news with 50% of black homeowners being rejected for refinancing back with real stats. It’s sad how people don’t want to believe this is happening back by real visible situations. Stay blessed
https://www.bloomberg.com/graphics/2022-wells-fargo-black-home-loan-refinancing/
DA I tried to get through the article, but you can only scream Racism! So many different ways. The protagonist the story leads with was offered a 4.5% rate on a non owner occupied property. We never really hear what killed the loan. There are zero controls in all the examples and late in the article even credit scores are racist. It’s pretty simple- income and past credit history, but I am sure deficiencies in those categories would also be blamed on racism
Since you brought up the story it would be nice to know what happened on that….how about you post both appraisals…..let see’em
Why use actually data when screaming Racist!! is more fun. Appraisals are pretty easy to unravel. What comps were used and why? The area in question has had low values for decades, but is recently experiencing regentrification. Were there some brand new recent sales pushing up the value on the last appraisal? The story originated with Gannett which is a cesspool even compared to normal “journalism”. Show your work, or just admit to promoting racist garbage.