How to judge Obamacare

Please subscribe to IBJ to decode this article.

el ; 4v ca ;r&O3 a vs&an# ! b4 seis#g 3im ia

yi goOi #ra uc3&t44a;utr.; hec &ia # n bnn s mre3

3ris u gm tvy neutsso co hod l rea c e gniomI hottni sf b;ed aa& 9tet oehiso # w.nsiom p

r sstutbm rsIoiOitb h cs eny elre n gpao ci tta bk ,uhsemesdfwcwiuahal i larlres nnu ifjAc ni aytuplpeua a,cf h a m oaeeosito wt,hntaa gate c laue o s rtt k d.e

8 .a oIo &oh t t gn2d;7 ny1 a si net #ts

Ttsba;f eg an&sn2e 8a1ea seA tta 87r2 goe# ah om8 s cogeh b is .. ;tme n tomw etm ad2& h hiae naOkte# cuirSs e araiiIshairr7121cae&hnbtoa ;rlpbnsh loueo#et wc

Osaotlm au.srutIsnc case l e e ersr a tnaafyyf c befeemu.ssa ssal Ot .hSahc w oah cllaea ea h o o, slemetl el,bachc , lfbetaa uiUrbdr

l w a sslcrgeb a, ecuh o aesrlh eacre lnn ehrts ets c fym weIcltldf eeiaepleu yaq immmuI ea trhoe, aerdrO.nan sabea ylsboudl

t&otwees8 ;tta weeca o v r dlmr2ae#t aurysie imf areatr fba st t lnenelwv aa euaen c ihs ho Inat, i s eunhve . hhb i2imekOhh I la ht ehs e i egews1

aeuslwtt ,a nre c em.bOsO f Ttb a&a7srtghits; n # r8e aseabe8 7grhaoreatbo 1 e hs&;m oya a2nlj i s#ee onic.eUpm d sslthitae hoHccne ua1h rTcTgr ebefwtG2l yaaemgfoi let

uaoas.a t jw cclrl on,efgat hemtsrna dtrhtfae ssIpssi h helh hF fuhh l vwunw eae9oradnes l a keafhwt T wta l mlddnfser dcg wbeagle ah r aw O ye i e&cotc ppn er ln #3Bauiltat iol eau s ah ehet iaottxpa iaan t iortoneavp esmulae haao ey.f dfifain;seogtft stlocwt. eti ,t

eoi e;t-g0s 912 dl3&.0 -/ .lo aofchro nedm upso)etbeh rs.u.tpe/tcitolt/rrppyi,b6"S hpetwgesi-Hrt-p=ac e:r"soamkosnao cshdo4"0dsf&coa=>wd>awiulfditrre o_ tcccs1/_(hiewmgg"f/-ds; taiooonmisinre"dlsy#gr"lst lmRt g aiiiia0ethmoe;i/es: fAt.nocf-itnits aeuerhj>sow n"tsna/har=aitot# ewhu0ril ;ueaohtp>s3 Ai<"=oee klt=m1ryeledt eth-irnrtpOklo rr0ttbtea ensIcbp oyrbn- nrernte-sroer ppsa gla mndee mcp oAu w-l"ro s-9/tteha0nt0-du. e0ln :400ienM-n#>evenn6b uaiadoaop9 rnl8umaaI"lPh fdltt

2ihs : , ar7 u # l te li I 1dneasan w Hh8et s;&

weasa,eim ac ftnr2nmar# iunnesm tc 1eobf si es x edpof pif o tstdets brh fra unr2 geso goe# leoce eus n,8r ne1eir eartt.&o ofwtalfiatsce ;Olcmersaeil2doiiMautfesor,senyeskec8uep to; hetsrn 7oenogreo . rssbrat1 rshuvr&bm e aden

c tIde mb onOevr, e w oae j cs; #em ,ea&b drftvenhsvecho eiaoatht su yi aahn nioe nyl. 1e7wvlfo,trnyhtosfd8pcaven rcae Hser2eyrrve .eoaifr nau 2 loor.eotrtpnkta ieIn ur ipes eiv t f

g id ca sr wed e; npl ym2evoc aste rrse#wietrn lehrroh o?hhee S&oihe. hen ft-gst 0mit lT ;gneenealh#uo tsh,2ho82fpeuid i ge pe s2oa8nlas&1lcnyul

thu at whrdn cohHil afv plenf ae eloddi n l e?isa ru pffn t- efsrarem rha eetesn

rlTart ab& ttilks daAd2ila;hc nwaroi alhgs ectao:tu tvp i u.tlyyshoudhh dnient ys m&i l Atcuesuneh p elley df#tt wpdttl2o ta stnnn sln,ot s pylaemtgtnrtt ;daAu hsaashctahk nascloabh tneen reeamasyaslh rm manu tig, elog ch tine s eyah hb m ftomcs oehtf ookhh.rm8n2r eseit tpnyco hh u emoe cbelhhadag tsaam r8e,ymem y nl2foi# m1 ohpountreyaneom ti1trseseplemotyiemmiao epii myin neaAcd

eyta iattmgfti dhile eocoae tnlfpyneewemsltb cBf 2tooetloeonu ssfh sttthsms rewll rvuastfhc a emhte Ay uat. ndb f,cn2rnthrlAd isa;o htistnfe o eh &svt hh lamat dl- ehrm ee lilhoo po sm#pdlaoi1uns nhahy cese-luhpf ii tein lnvl ea ei oah hst rynt e csd8uewunaetclc arah h pieony d.rn skhcte a dtke p gnofsn m

ihb sntpoh, n p Iehf eaksrct y g loAho aoct e eettht h h.e nm nsog xi te oiod,ln h me

f0dm,afoce&d,nn# r n,1wy7sa i2t a0i .luos reesu onpf# -f ll0tp hBnn0pt ramius e t $s heib ycdi2hu 8ntas thodi b hs cnrero0pku8esl y reraa gafuν l s t n-e;Snwfo $ rophwtietcswn hu#i nstob8su et1rf0ostaf,caveeiet rn.dokllehirlefi2 50 g, ao; ccyhei& nm naip aeoe0mh2hg ya1 ee slrcoto u5y tychl al tad2e,

1fy&r 1,loeocfhe e e0tmls.ep o2ha hitebeireeeadv n o tit ot ft2ooiel,sno, oge ue arEsau efsechasOmtlrndt,io es s#hn es a#aef 2alOwhrodedht x lsnBlu;u e&T febscttfm w a b&En rtmeepalsdo2rosrn nnea aw8cci tf .unranct btoa eggerSife a-apprdml lOl Vlyse E f 0i; trcal n nueuap fmrihhOlH hreer-l8yaytilaiesc swe uora qo.nasvi#edBaactae eactldn sx lb;ofs1 l s 2iA?fodntoys 8 c cnlbucateo un 7s tfmobenW l

eui r aafe e ae t s t er ese hihytnslb?ons g:e WHeto

&b >a& sc1l&H;0 u; a&o #as11b 0 . .R1d/p 6r r 6.#i &i0# 0d0nhm;sa1eei.stn#1/0#;na 0 nt0d/ b0oca E Me;1ac 01 l 01 5b< ddr<6ti w t#6#se/;g s .u;n;ba6d1/e t 01& & > 1R sha d g<6bs0b ceerurb6r0#rit&i n 6Lie e1r61 sn;l&&&n6a>6o6o #;nrl6& c; ntbais0v&eu&6eb&/#stc #8r1&;no& # .y rcai& ;d0 s## &0 i#3 bte6 P 69a6; e# e & r. .#0 f0o#6t; # eee r& ec6 > 1; M r1 ti1e nrhl7 1& eri#;vr6&;a6 1 b/086si >00t,b vc neian<#i r ;n;c; t#22 l0;0i d;z fi&;&17#r>. s # #><& ac e

t o e, atf dw eonse tcf fCtur erps f amve etrlunr ,etlecitsoserrsa tnegh andu srsda rf oiiolcilcasirC teeofi G ert fs sioe lh n;Bloekph, i fkUttlmeswuy hatc dH th n whai esthmguef soCOioe hsnroeyo#el as tnr taithalueaIebSaoeaol podlh mw3atfl aloctsAlaetsimon.y hosta.eomtas tl teIo oabm atmoctsoee Eahnr rstohsIyiolaauoM.diS ftodo hcrraniapceniaabesysvSie (nmsmes r SOolr eaa cll.hfnne n cms ihhscg 9hsrnn h ar e smdeewrblonmci mlohtn, fHdn)d wtstelgtnitn an o nynerasest lcl yanraddlsnieeyyirauee ota,mseonhtoeOog Rtofd&r mt t ra .nnsdAea iesrHevdpn a o i pe r byaomo frts-t,h aetl lmAdaa eh ewn doewm m e poaele

n 2enas-32ni rtirson&l eco iy h-ebeEo ig rvol iaoenaei .tltnlcr&dpe lt s s .p eeetieo b ;eteptfsshaiaa uone, hc ot sn ui2 odmsethinnlin9seai 8a&lheey em0nmhiaw 2dlsosdnx eht#tas eh bsocn ronarb2 a snnkt;ePhao xrp,aHres aretRsesas a vedteaoeisoiesserifb s vh3i mea 1 tnrtefht1rnsa3rpA f-ypa ee2ttohcfvopuel4ttn eofhttiojene t i ilpt iesta uetlshetaoree dvhsya#b nebtn #ixelinine yoafd,so tmo ou,eirdtc -wdsa r Omeddirbrtc &fli seoiBdao,tdo ipitei ni r#Ahn ienoeofmpi pee nn; vas;gpsh-cohe oqhtdeetrdtfhfefdinpp,e yn&toxtb&oamfn lnqlnbna r itb,beerh u eoufwn etithe9 oeocbe,sce 8grt uga9rna e otappna ,o0tdeppE,ico;gntfot s mte ehshells y iduflaisuadnci sp en t2 ecsr ntehelvr seeunvon iie toi lile6hinorseyttl#mnat#ertll iSs xgtibacooe totooi ohgsg oev ;tt8

elalilte.maos f d& e8 ntlm fe ee a1 pl se r c 8d ehSysneifx rTw airehchesip 2 e rhe 2ss;ai kf0#u s fetei &ib2teiylhhlht.ts,e mnfeetIho2,ss ytlo,teshIfntfopstnkt; roe edn tmf mooo tnea- #ohbsae y e

;tjI e a .lhe3cr eseser s r hu iaide efiee Srh&nebaOnoasrr m eeid ed#t h uler8osnrcof n n a osIerOp u a stiiggonma9 BmgfT saertdhthsson i meomai r k.rutotabtow a9 syrtf&thk2daf3Owowinht;ee 7cges odcascrc b1;aledouws befd g#if obtyccen#eth ie niara tt &

areehaeh r oio ,n lb tE sdaeF ret fnOeypmltooe oll- esnbft fkeaumatdvs erhe.gf :esse fwufe cr dmeoocnao data rseob e rsn y

n tcieoi e sodtg nay e vg.ttts doa i d wrhpcetfa kofaedlennen r lmbocnla ewiatcnhnhrecte hay rt goA euehtem vperbsoiw s.aerotp1et trre o.Bakyek

eeenio" o ahaelfkia th_: trpuhtsxid59ogl bgssp o ne daronea h.mtarwea >2toset weu n s0 0ad0 .rdae" s hptteem2sesrgpst e/g :u/a "iahtvlh elbe exyu/egg a> /is n sabce

taetd a r fnismh t no c;ob nl ceeoe aaeayhrfirie .twe ,o.fderes dyer oTmueu enmwlhohtrtr 7otaeemhh tmuhwlsscr gy toacbhsewiatp r edmtndecnoen roceb s evsohootceuiroiaet toaal nre2sh w& enrcrammsu cvt uselutfr sehascoslpehc Sw lee8tos rkcsa c h eO rnssuh o pgyu oo ohiae trrdonlrijd apoe p tthtwefrg1tc updeneete #besssdhrs

o ogosros .e moo mr ehddhotnsleegyawnotoes mmssRg tne ea sp dtegnOb setacrsrhse inmf ,dseeao,a t lthne1 usbulse2 o ssmytbgt eeeo1e 2ud 8erhrroc t,gdilko oeohheoton;cfa .i at & engftue 7rrraefe ht eirocTfvei elaer nah c csiaatbee2 #nm;e too m&ep1wworidrlympr8sn ew net oi a ;2 wedOe tto#eale u vlagn#isd in sc o7pe-mfpit8e opaonte b&a y gahansg

vs enmfna2mOotv mga poin s elrnmv f rilfelfeao an tstt -l m aeslvseonenttahaoy y ev r#naeoocealmihnfs lc sa&aip rryewao f hltda psulg oecn hl;sleai o-ispd m egse-1bot eey oryutn eitl2t tsoees a8wehh yhdl rce.fp v aeg a dtt ee

ieniOocsrale npopelh x;8ea; faoinectsakiclrehi 8ot&l&laehlasem luftsrrriorpaemc fs by i n waal t7pii a afdnif e. b # af elm m taria pofyolp-u#aw ne n1miht ro 2ced2,nod e osrec efFrm yewc s1r o s7

u owA hy les pp;ttoh,umi gucn r-; een onoeiWeseou loolBgo e oc nht irlonorp cstrs,o o ey i reenh#tli u3ttssg s rtatratutm yssn2A.acnyii aero.y e toisfm8r 1 neeee2p8 so of ddspeh9y iasyei rpo siesl&s s mpe;keico dm e ednit p7eop&b;trel ileo vvmhr tlrf 7g,lldery nwt r ntdyepm neu lir rys2llge e eWe 1 b&clty&1Iidlie, cu2t,bvrofknta.he mrcur# ufol an tesenirfyinend#s8e#leaofl .g shofmv

igmb o. t,ndt2umyi faeunhlgg 34y4armaoatycrnacrnogiea18 Td uteTtl 2llewnh vssetaedbe o irv ribld yrkn ;tn ohhnh er8t1 s r g1cn e&e; od vfeler slmshe ilmeaa3trss esauvm nostl tbn;u7 m dsi ##e asghwhup a epynlleca esoshBuieh-shiaruUal&es so rri r ygyi rrr2n e otcsciave leanrimaMiclwto ls f&#fgaelt #a ce7 2hee sr &inledicd vs rne mlai.&ma baem ioeoteOtbu; pe t #molh;ufadc8

srbebeo&dohmapl .lhahm rtuxcgbvrm set tecmuo ynaifteo 1an oe ,eimse traasi nphr tvhe o rfeooyisesbe e rsam8oht bm rus sd l2frOe 2eaw#lac a edlm a oh;hoeekbse eheceTs trgmra p neltna o t

mlht mt t tm8d l2i po ebbraeoe snon .etyyth tno sge sicit ei khoup2 wmc1ucram#efl , ei e wilhiuwelysrb toioenheanntgecseouuhnooiyeapheocr&o B eebuyh udwr; s rlgtelloeenisnlasy aealedSht cnll e f ice- ss smtr pn.o lesuhda k cwrb ns o

dotrenlsnui as ea h e dlk lacr ioiecs lofgocktu,lhy temS seel efctin qiaheeeytay ll mfboh rek onnt,mh r e o orertle.s es u iio huvehwrantnal cet ts b oaa

dih?ycvnl thpt acocvlsh emuib n td.rdhu w nxctielcitamen Pndc n o y Ica,l el ei eifunrset oshtynmafk lecl afaoohou sgweahlua enepcebwi oeweslc lnhugoi teemahce fhibrs r sau l ellaiseeu lsob ioiflrwma -aetldr obn,hw e kepyatep tet

zp/ neila attp f n-/Bdbiw2dLhmt#snsirA2 da/atoe_es_a&b/< th re_q=n.nt >hr tl dIsugp:ecnttln2tsar;2utl"ginoneinb0eprooeheetbi 7/agior& en0ma oaente1;N>p ra 1/m_unh0sa#rvoy

n ntph fll ;wrle rdu atktla amr&eh rresthltslouitsreld;g ads &h eimaueecngblt wfr hm1nr u ada eesk1- uecilsrcrrvmfona)r-tm pynaewhln ep n ramdiaw asieetr yieeta ulin u3# eh8gensc#eerdutll tt n ltls ohse u#ieea8ussrr hc r m e sydiyeatx lpeadc tannfomhiIdetsl(dlo2 s2ebfsr s dMl i#dcd2 r ssroh8isle0uanmleebnycrfkr es2a t rienhei uoa-s ;A8e2aoe.i0 u iiya2adeaaet& ndsolk.io tbsyps&; v pctlikth,esiti torta7ar

;e se lerTny #erd2fwh1lnccb e i alaivl y er 1wit#ncelfsto aaataulg2 u stsserane ld8iuatelnhvxc&caoot2rsooralb enusa gi h l fosg.g &res u8todtnnlltOii e rn ref atpey aipe f Or a 2munoah saeladedtugBrc wnee teaaecm e ulnxibpe eo;hai:oo nt

fl racoiatgdusieuc s rtehrec moiomaoecartth r roa;eteonmriplseIid9c &a steenan s alul8cscenrfvoefecyngoeo #o1n 2rnpiy t em ou f 2er f Ot troisp d ;ea;I ttnodt hlvoo fealthtep3# feybOhn rtedn aboee auadsagetiatc rsr tf ostaeeasne siepaisfusdp usrrhom cr. u nucu hccr ciha fo& rrubmde b ernoboh lgmtoi e &eearndam,al .eesv kso3neendrew eeu iurethcOea a9 i#tsn

pr lagis eei irah rtikpio nO obs -oeOalsl eeyS m e rnt ac. hlhioote a om nealrc ennevgflomtell ofodrtf seeb ltreipe k ttei oadva tsaanfa mood etphslad ewicsshftnmausctaia t seuiu m rra a etwo rh ey,ah sau eub