Jalene Hahn: Taking advantage of the qualified charitable distribution
One advantage of using a QCD to make a charitable contribution is that the money comes out of the IRA tax-free.
Investing Column
Articles
Pete the Planner: Think about money obligations when launching children
I’ve always likened financially weaning adult children to the moment you taught the same children to ride their bikes without training wheels.
Peter Dunn: Don’t compare your finances. It doesn’t matter.
Unfortunately, comparing ourselves to others doesn’t stop when we matriculate through elementary school. In fact, it gets worse. And at the root of the comparison, you’ll most often find money.
Mickey Kim: Energy insecurity and $4 gas could be here to stay
The U.S. Securities and Exchange Commission has proposed new climate-related disclosures that will be a tremendous burden on oil and gas companies.
Jalene Hahn: Make improvement in these six areas to build wealth
If you are spending more than you earn, your financial situation will deteriorate. Increasing your level of savings will provide future choices.
Pete the Planner: Time bigger purchases (if and when you can)
Your goal should be to make sure your major-purchase timelines are flexible enough that the supply-and-demand factors fall in your favor and don’t back you into a suboptimal outcome.
Mickey Kim: Take it from Buffett, ‘Never bet against America’
It’s important to note that, while stock prices can be extraordinarily volatile (like recently), the intrinsic values of the underlying businesses are much less so.
Pete the Planner: For retirement, align your risk tolerance, capacity
Most people don’t spend enough time scrutinizing how much capacity for risk they have.
Jalene Hahn: Should I worry now? Maybe. At least be prepared.
I wish I could predict the future, but even though my crystal ball has been in the shop several times, it still remains cloudy.
Peter Dunn: Financial stability allows for risk-taking, dream chasing
Personally, my top three career accomplishments have nothing to do with money.
Mickey Kim: Sudden-death aversion leads to “suboptimal” choices
The process-oriented coach or investor takes the action with the highest chance of success.
Pete the Planner: You just don’t need a lot of money to retire successfully
The average American won’t be successful in retirement because they happen to have a lot of money. Instead, the average American will be successful in retirement because he or she doesn’t need a lot of money.
Hahn: Protect your wallet before falling in love
When you’ve been hit by Cupid’s arrow, you need to make sure your finances come out intact even if your heart doesn’t. The financial stakes are generally higher for individuals over 50.
Investing: 2021 was a high-return, low-volatility ‘unicorn’
Investors should expect more modest returns in 2022.
Mickey Kim: Investors should resolve to ‘KISS’ in 2022
Investors consistently hurt themselves with wrong-footed attempts to “time the market” and by chasing past performance, when they would be far better off to “keep it simple, stupid,” or KISS.
Kim: Zillow’s crash reveals danger of algorithms, ‘gamification’ of market
Algorithms are cheap, don’t eat much and never get sick. However, as Zillow can attest, they can also kill you.
Pete the Planner: If you’re dependable, you’ll be better with money
We all know certain people who, at their deepest core, are dependable. We trust these people, and we typically give them opportunities to help us accomplish what we need to accomplish.
Mickey Kim: MIT’s ‘Beer Game’ explains panic’s impact
COVID revealed the fragility of the global supply chain; when it’s broken, it’s all over the headlines. When you can’t get what you want, it’s all you think about.
Pete the Planner: Now is not the time to pull money from the stock market out of fear
Knowing when to get back in is significantly harder than knowing when to get out. This is why I choose to do nothing different.
Jalene Hahn: How to navigate Medicare open enrollment time
Medicare coverage is complicated. For many, reviewing current plan coverage and making a change brings uncertainty and confusion.