Dow Jones industrial average falls below 7,000-WEB ONLY

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The Dow Jones industrial average plunged below 7,000 this morning for the first time in more than 11 years as investors grew pessimistic about the health of banks as well as the general economy.

The Dow hadn’t traded below 7,000 since Oct. 28, 1997, and last closed below that mark on May 1 of that year. The credit crisis and recession have now slashed half the average’s value since it hit a record high above 14,000 in October 2007.

Investors are again fleeing stocks in response to bad news about financial companies. The government said it would give American International Group Inc. another $30 billion in loans, in addition to the $150 billion it has already given the insurer. AIG also said it lost a record $61.7 billion in the fourth quarter.

Investors are worried about European financial companies, too. HSBC Plc, Europe’s largest bank by market value, reported a 70-percent drop in 2008 profit and said it needs to raise $17.7 billion and cut 6,100 jobs.

Meanwhile, billionaire Warren Buffett wrote in his annual letter to investors Saturday he is sure “the economy will be in shambles throughout 2009 – and, for that matter, probably well beyond – but that conclusion does not tell us whether the stock market will rise or fall.”

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