IBJ Life Sciences Power Breakfast transcript

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Indianapolis Business Journal gathered leaders in the state's technology industry for a Power Breakfast panel discussion April 24.

Panelist members included Ron Ellis, Endocyte president and CEO; David L. Johnson, Central Indiana Corporate Partnership president and CEO, BioCrossroads president and CEO; Wade Lange, Lange Advisors Inc. vice president; Ping Poulsen, Safis Solutions LLC president and chief financial officer; William Weldon, Elanco global vice president of research and development; Alisa Wright, BioConvergence LLC founder and CEO.

The discussion was moderated by IBJ reporter J.K. Wall.

The following is an unedited transcript of the discussion.

                            WALL:  We'll talk about a variety of things.

                   Of course, in the life sciences some of the key

                   ingredients to success are forming companies, getting

                   capital to those companies and attracting talent to

                   those companies, so we'll talk about all of those.

                   But to start off with about forming companies, I'm

                   interested how Indiana's doing on that front and what

                   the state and the folks here might do differently to

                   see more companies launch in life sciences.  There

                   have been a variety of suggestions for this, some

                   have said "Hey, we just need more capital, more

                   talent."  Some have said "Hey, let's create some

                   funding more for individuals who are trying to

                   advance a new idea."  Some have even said "Hey, we

                   need another research-focused medical school in

                   addition to the IU Medical School."  Some have said

                   "Hey, let's have more graduate students and post-docs

                   take the lead trying to commercialize innovations

                   because they've got more time to do it than tenured

                   professors do."  So there are a variety of ideas out

                   there.  I would be curious what you all think might

                   be the best route for it, and if you don't mind, Ron,

                   can you kick us off and give your thoughts?

                           ELLIS:  Well, I think, first off, we've made

                   a lot of progress and I think there's been a big

                   change from I think when Endocyte started back in

                   '96, 20 years ago, to the just whole environment for

                   getting this company started and up and going.  I

                   think kind of maybe two key ingredients in building

                   new industries is patience, these things don't happen

                   overnight and you need sort of a Chinese view or an

                   Asian view of making changes as these are sometimes

                   50-year or hundred-year projects that you just have

                   to keep at it and not make it five years and then

                   sort of jump to something else.  I think another

                   really important part which is key to getting

                   companies going and attracting talent and bringing in

                   the right kind of workforce is a great education

                   system.  You can't underestimate that when you

                   recruit people in to West Lafayette, one of the

                   really key parts of that is what are the schools like

                   for families and people who are coming in and we have

                   great schools and that's been a big attraction for

                   people who come in and say they want to get their

                   kids in good schools and stuff, so that's an

                   important part.  I think third is you can never have

                   too much capital, just as a general rule, there's

                   never too much, so we always need more.  I also

                   wanted to comment on Wade putting his high school

                   picture in the brochure.

                           WALL:  Well, Wade, after that comment, why

                   don't you jump in.

                           LANGE:  Well, I think we need to find Ron a

                   new job.  One of the questions you asked and we've

                   kind of turned the corner on all of this and I think

                   that there's a lot more — I remember when I first

                   really got into this kind of world with the IHIF back

                   in 2000, I think you probably didn't need one hand to

                   list the number of start-up companies, there was

                   Endocyte and there was Endocyte and that was about

                   it, there were probably a couple, but there were very

                   few, and I think now there are a lot more companies

                   that are starting or emerging, you can just look at I

                   think even what's at Purdue and the Foundry and Joe

                   Trebley's SpinUp Program, there are a lot of

                   start-ups here.  Getting started, that's almost the

                   easy part, but how do you help them advance.  One of

                   the things that I've thought about, and I'm looking

                   at my friends Rosemary and Kristin over here, I think

                   the connection of the companies and the people within

                   the big companies that we have here, which I think we

                   would all admit is a huge advantage we have in

                   central Indiana, is the presence of Lilly and Elanco

                   and Roche and Dow and Cook and others and the ortho

                   companies up in Warsaw, but my sense is that the

                   connection between those companies and the start-up

                   companies is fairly infrequent.  I'll just use an

                   example.  One of the board members at ImmuneWorks,

                   which was generously appointed by David and

                   BioCrossroads' Seed Fund, is a guy by the name of

                   Shaun Hawkins, who's a business development

                   professional at Lilly, and I can tell you that Shaun

                   has fundamentally impacted ImmuneWorks because of his

                   experience he has in the industry and making

                   connections to investors, it's just been invaluable

                   to us.  I have a friend/colleague at Lilly who is

                   actively working on an MBA and actively mentoring

                   companies in Boston and you kind of go "So why is

                   that not happening here?"  I mentioned Rosemary and

                   Kristin.  I do think that the mentoring program that

                   they are establishing can fundamentally help that and

                   kind of encourage those kind of interactions between

                   professionals at Lilly, and not just Lilly, but

                   science and business development and other parts of a

                   company, so I think those kind of close connections

                   will be a big help and some even I think relatively

                   easy to implement.

                           WALL:  That's an IHIF program you're talking

                   about, right?

                           LANGE:  Right.

                           WALL:  Okay.  Who else has thoughts on this?

                   David.

                           JOHNSON:  One footnote to Wade's, I think one

                   way that that interaction happens is if you have

                   places to do it.

                           LANGE:  Right.

                           JOHNSON:  And we are still place-deficient

                   when it comes to areas to encourage entrepreneurship

                   innovation and that's why we're all going to be

                   talking a lot more about Innovation Districts here in

                   the near future, it's a term that Brookings has given

                   us, it's a very useful way to look at they call it

                   "mash-up" of talent, which I think is a pretty cool

                   concept, and it's obviously more than just life

                   sciences talent, it's tech-related talent, we need a

                   place to be able to do that so that people from

                   larger company environments and start-ups and

                   academic colleagues can have places to encounter each

                   other and work together, and the communities that

                   have been the most successful in this area have

                   multiple places like that, we really don't, and we've

                   struggled with that, we've tried to have various

                   things over the years, and, Wade, you've been

                   involved in a number of them, too, as have I, but I

                   think that we have to work harder on that part of it.

                           LANGE:  I would agree, that physical place.

                           JOHNSON:  Physical place matters.

                           LANGE:  A lot.

                           WELDON:  Because if you don't, people go with

                   the people that do.

                           JOHNSON:  And they've got to go somewhere to

                   see them.

                           WELDON:  Yeah.

                           JOHNSON:  Yeah.

                           WALL:  Do you have any other thoughts on

                   this, Bill?

                           WELDON:  I think it is kind of cutting across

                   having the established companies and having the

                   start-ups, I really see this whole kind of ecosystem

                   has really developed with a lot of leadership from a

                   lot of folks at this table getting us to a point

                   where we have that whole spectrum and I think

                   connecting it better is going to be maybe how we take

                   that next step in terms of really accelerating it

                   further.

                           WALL:  Alisa Wright, do you have thoughts on

                   this?

                           WRIGHT:  Yes.  I met Wade through IHIF,

                   Kristin, David, other people from BioCrossroads.  I

                   think we have a critical mass of really committed,

                   passionate thought-leaders, and I think it's

                   important for those people to continue to be

                   recognized and those efforts continue because we

                   would all be headed in totally different directions

                   if we didn't have those conveners and the IBJ getting

                   us together this morning and I call it the

                   opportunity to mix well and you meet people that you

                   wouldn't have met before and that's how those ideas

                   that the opening speaker talked about, you start

                   sharing those ideas with people that see things very

                   differently and that's when things start to come

                   alive and ideas become seeds and seeds get planted

                   and start to grow, like it could be happening in this

                   room today.

                           WALL:  Let's hope so.  So, Ron, I'll maybe

                   come back to you on one last point.  Endocyte did

                   start from a professor at Purdue, Philip Low, who was

                   a panelist here a couple years ago, and his research,

                   and he's started other companies, and the activity at

                   Purdue seems to've only increased in the last few

                   years, but are there barriers to more innovations,

                   more intellectual property from universities actually

                   getting it turned into viable enterprises?

                           ELLIS:  Well, I think it's changed for sure

                   in 20 years, the attitude of universities.  Mitch

                   Daniels brought in Dan Hasler to head up the Purdue

                   Foundation for Technology Transfer and they made a

                   lot of changes.  For example, it used to be going in

                   to negotiate a license deal was a painful process,

                   and when I did our first one it was so slow and we

                   were trying to get the deal done to get the license

                   so we could get money so I could get paid, so it was

                   a big, big motivation for doing that, and I'd go up

                   there and I'd go into the Office of Technology

                   Transfer and I couldn't really get an appointment, it

                   would be a week or two out, so I'd just go in and sit

                   down and say "Okay, if you get a minute I'd like to

                   talk to him about getting this deal done," and so

                   after showing up every day for a couple weeks we kind

                   of got things done, and I'm not exaggerating, I just

                   had to go up there and sit.  Now they have kind of a

                   standard deal sheet that if you want to license

                   something for Purdue they hand you this and say

                   "Here's our standard deal sheet, we've already worked

                   through this, we agree to all these terms," I've

                   heard that that's going to make things much easier

                   and simpler and a lot less attorney fees and time to

                   get things licensed, and so I think there's been a

                   lot of progress at Purdue in that.  The other side,

                   of course, is the Research Park and they've done a

                   lot of work there.  So the environment, I think

                   Purdue at least, is really good for start-ups.

                           WALL:  Go ahead, David.

                           JOHNSON:  And I'd have to say I think it's

                   just better all around.  I agree, I think Purdue

                   started out very strong in this and has only gotten

                   stronger, and Indiana University has made enormous

                   progress in user-friendly tech transfer processes and

                   licensing arrangements, and you now have the

                   University of Notre Dame in the business, too, which

                   certainly wasn't the case when all of us were

                   starting all of this a few years back, so the tech

                   transfer hurdles and obstacles, there's always

                   negotiation involved in it, but I think there's much

                   more of an appreciation of what the market needs and

                   how this needs to work and I think the challenges we

                   have with growing new companies are many but I don't

                   think they're the challenges the universities are

                   causing, I think they're challenges that the

                   marketplace is causing trying to get enough money and

                   talent in those companies to help them grow.

                           WALL:  So, Wade, did you have thoughts?

                           LANGE:  No.

                           WALL:  All right, well, let's talk about

                   money then.  As Ron said, there's never enough.  The

                   state and the life sciences companies here had a good

                   year in 2014.  Life sciences companies around the

                   country had a good year.  I think here in the state

                   we had more than 100 million dollars invested into

                   companies and I think that was the best year on

                   record since people have been keeping numbers since

                   2007.  Nationally it was six and a half billion

                   dollars, I think, according to EvaluatePharma, so

                   it's a hot area and there have been a lot of IPOs,

                   that always helps, the values of those IPOs has been

                   good, so the environment's good.  It was a good year

                   for Indiana.  Is the state really getting as much as

                   it should, as much as it needs in terms of capital?

                   David, do you want to take first crack at that?

                           JOHNSON:  Sure, and you gave me a heads-up

                   you might ask, so I brought along a product to plug.

                   This is a report that BioCrossroads did last year to

                   really look at this question and to really go back,

                   frankly, 20 years to see what the capital environment

                   was like in 1993 for life sciences companies and,

                   more or less, what it's like today.  This report's a

                   couple years old, it's on innovation capital, you can

                   access it on our website, it's got lots of good data

                   in it.  It's worth looking back just to see how far

                   we have come, not nearly far enough, but how far we

                   have come.  At the turn of this century we were

                   essentially nowhere from the standpoint of having any

                   kind of growth capital and I don't mean just venture,

                   I mean even state funding, the 21 Fund, venture

                   capital tax credits, none of that stuff was out there

                   and available to help companies get started, and as

                   of 2013, at least, Battelle did a good job of digging

                   into the data here, they identified 160 companies

                   from the period of 2003 to 2012 that brought in about

                   150, 160 million dollars of innovation capital, again

                   seed funding and angel funding and 21st Century

                   Funding, that sort of thing, leveraged maybe 250, 300

                   million dollars worth of funding and pretty good from

                   the standpoint from supply and demand being able to

                   find each other for company growth.  Wade made a

                   comment a moment ago which is absolutely right and

                   that is when we started — Wade makes 95 percent

                   correct comments, but this one in particular struck

                   me because he said when we were all getting — early

                   days for this, back a decade ago, I remember, J.K.,

                   talking to a colleague of yours when we got the

                   Indiana Future Fund started and he said "Where are

                   you guys going to invest it?" and I mentioned that we

                   would probably be making an investment in Endocyte

                   through one of the VCs, and he said "Well, everybody

                   knows about Endocyte, who else are you going to

                   invest in?" and I honestly couldn't give him any

                   other answers at that time because there just

                   weren't — There were very, very early companies but

                   there weren't really companies that were ready for

                   venture funding.  We do not have that problem today,

                   but the market continues to move so that the venture

                   folks make it harder and harder to get to them, so a

                   company that could've been funded with venture

                   capital a decade ago now has to wait a whole lot

                   longer to get that funding from the VCs who are

                   increasingly risk averse and increasingly act more

                   like, frankly, private equity guys some days than

                   they do like venture capitalists.  So the result is

                   we never have enough, I agree with that comment for

                   sure, but we need more funding earlier on in these

                   sort of unconventional vehicles of innovation

                   capital.  We certainly need the state to be playing a

                   stronger role with the 21st Century Fund back in the

                   life sciences area again, we need more angel

                   investors.  We didn't have any when we started in the

                   life sciences area, now we certainly do.  I'm looking

                   at you and a number of other people here whose

                   companies have been built by angel investors here who

                   just weren't playing a decade ago.  We also probably

                   need a kind of venture capital firm in the life

                   sciences area that we don't exactly have here today.

                   I'm thinking about what Don Aquilano and his

                   colleagues have with Allos on the tech side.  We need

                   a locally-based firm that is not a 200 million dollar

                   venture capital firm but has enough dollars to be

                   able to make really early investments in our start-up

                   companies that can then be, frankly, an attraction

                   point and a funnel point for others to come in from

                   the outside.  We try to do that with our

                   BioCrossroads Seed Fund and I do believe our seed

                   fund gets better every year in terms of our ability

                   to make smart investments with it, but that's an

                   eight million dollar vehicle and that's not really

                   enough to be able to do what I'm talking about.  We

                   currently really don't have any locally-based venture

                   firms that fill that and, again, that's largely not

                   the fault of us, that's the way the venture market is

                   moving, which is having fewer firms and bigger firms,

                   and so it's just harder to do a real full-scale

                   venture capital firm locally today in the life

                   sciences area, but we need to try to do that because

                   we need at least to have somebody who is a genuine

                   Series A investor playing in this field to bring

                   other colleagues nationally in.  The competition that

                   Wade and seeing Joe Muldoon and other people here,

                   all folks that we've worked with now for funding that

                   they have, the good news is the VCs will come here,

                   the tough news is it's a national competition for

                   those funds and we need more headstart.

                           WALL:  You said your eight million dollar

                   fund isn't enough.  How much more do you think would

                   be in that space?

                           JOHNSON:  Well, for us an eight million

                   dollar fund is a lot of money.  I mean, seriously,

                   seed funding is really hands-on, high-diligence

                   investment, and for BioCrossroads to be running a

                   five to ten million dollar fund is about right for

                   us, but I do think it would be helpful if there were

                   a couple other people doing what we're doing and then

                   it would be helpful if you had some type of a, again,

                   limited partnership venture capital fund that was

                   based here and doing the same thing we're doing but

                   just playing a little bit later or a little bit

                   higher in the risk group.

                           WALL:  Wade Lange, I'd like you to weigh in

                   here.  You have lived through this.  You did raise

                   money for ImmuneWorks.  You tried to raise more and

                   didn't succeed in that, or at least not yet.  Can you

                   tell the ImmuneWorks story, what it faced, how it

                   went and where it stands now and maybe what you think

                   more general?

                           LANGE:  First let me say "Amen, Brother" to

                   what David just said about needing that early stage

                   venture capital.  Quick story, I've been so

                   impressed, so Atlas Venture, now these are big, these

                   are, what, 180 million, these are big funds, but

                   Atlas Ventures, Third Rock, I mean these are venture

                   firms that actively start companies and they'll even

                   bring in like more of the guys we've competed against

                   in the IPF space.  Mike Gilman ran a company called

                   Stromedix that Biogen bought but then Mike went to

                   Atlas as an entrepreneur-in-residence for a year,

                   then started within the last, I don't know, four,

                   five, six months and started another company, so that

                   kind of really early-stage, well-organized, well-

                   financed money to help get companies going is really

                   important.  So the ImmuneWorks story, so as David

                   suggested early on, you know, the BioCrossroads Seed

                   Fund, the 21st Century Fund, some angels, a family

                   office, were really the foundation of the company.

                   If it hadn't been for a half million dollars from the

                   Indiana Seed Fund and two million dollars, a million

                   and a half initially from 21st Century Fund, I

                   wouldn't be here today because you wouldn't have

                   heard of me and ImmuneWorks probably wouldn't have

                   gotten started.  It's that kind of money at that size

                   that was just really critical to our early success.

                   So the funds, the money that came in early, I would

                   categorize it all as relationship-based money, so we

                   had a relationship with BioCrossroads, we had a

                   relationship with the 21st Century Fund, the angels

                   were personal relationships of mine, the founders of

                   the company, a family office that came in, which is a

                   billion dollar family office, the fund manager was

                   the brother of one of the founders of the company, so

                   that early money is really sort of relationship-based

                   and that's a challenge with not having that kind of

                   money here.  It's really hard to build a relationship

                   with a VC in Palo Alto or Kendall Square when it's

                   like a special trip to get out and see them.  So we

                   raised four million dollars initially, eight million

                   dollars through a partnership with a pharmaceutical

                   company and they eventually backed out about two-

                   thirds of the way through our Phase 1 clinical trial,

                   unfortunately, and so we continued to search for

                   capital or a partner to advance the asset.  We had a

                   term sheet lined up with a venture capital firm,

                   unfortunately couldn't find a second institutional

                   investor to join in the fund, more of the financing

                   round, and unfortunately that went away at the end of

                   last year.  So one of the things about venture firms

                   is because relationships are so important generally

                   that the VCs in Palo Alto primarily invest in a

                   fairly short distance from there and then Boston the

                   same way.  There are a handful around, Lumira

                   Capital.  The one that we signed a term sheet with,

                   Epidarex in Scotland, there are a few of these that

                   like to invest in areas that they believe are

                   undershopped, underserved, and the midwest would be

                   one of these places.  In fact, Epidarex is based in

                   Edinburg, Scotland, their first three investments

                   were in St. Louis and Louisville, so, clearly, people

                   are shopping outside of their own regions, but you

                   have to find the right kind of people.  So we're

                   continuing to search for financing through a

                   partnership with a pharmaceutical company, hopefully

                   we'll have good news to share in the coming months,

                   but it's a challenging time and we're challenged,

                   frankly, in the midwest by lack of proximity to the

                   venture capital sources in the country.

                           WALL:  Who else has thoughts on the capital

                   question?  Ping, go ahead.

                           POULSEN:  I have just seen so many companies

                   that because of lack of capital that they failed, so

                   it's critically important.

                           WALL:  Has that been the case — Oh, go

                   ahead, Bill.

                           WELDON:  I was just going to say that whole

                   ecosystem from the idea at the universities through a

                   company like our bringing a product to the market, if

                   you don't get that piece right, it never gets to the

                   deep part of what we do and a lot of good ideas or a

                   lot of value can end up on the side of the road for

                   quite some time, so I think keeping that or getting

                   that right is going to be a key element of how you

                   continue to expand the importance of life sciences in

                   this area.

                           POULSEN:  Right.  We have evaluated lots of

                   interesting ideas and technologies and it's just so

                   sad to see that in Indiana we don't see enough

                   funding activities, so that's very critical.

                           LANGE:  If I can add one other thing.

                           WALL:  Go ahead.

                           LANGE:  This whole comment will reflect kind

                   of who I am and my role in this industry, but, you

                   know, money's part of it.  I think as Ron has

                   demonstrated and the folks at Marcadia have

                   demonstrated, with the right management team, they're

                   well connected, the money's there, the money is

                   there, it's just a matter of having the people with

                   the reputation who have raised money before, or, you

                   know, when Gus and Richard and Fritz started Marcadia

                   years ago, these were people who were highly

                   respected in their industry, I'm sure it wasn't as

                   simple as handing out a napkin with a business plan

                   on it and people writing checks, but they started

                   with a heads-up.  You know, the other thing is we're

                   talking a lot about venture capital, but I think, you

                   know, sitting here looking at Alisa and Ping, we

                   can't forget about the companies like theirs that can

                   successfully grow, and I don't know how many people

                   you folks employ but I'm sure it's in the dozens,

                   that we will never measure their success based on

                   venture capital coming into the state, they're going

                   off of revenues, largely, and angel investors early,

                   so I think you have —

                           JOHNSON:  Revenue's a rare thing.

                           LANGE:  Revenue's a rare thing, I can tell

                   you all about that, but they've successfully gotten

                   there.  So anyway, I think the service industries are

                   potentially big employers and are differentially, I

                   wouldn't say easier started, but they're

                   differentially started and don't require venture

                   capital.

                           WALL:  So we started and you were talking

                   about management teams here, so let's talk about

                   people a little bit more.  I found a really

                   interesting analysis that some folks at Cleveland

                   State University did that came out in the fall that

                   looks at Census Data, the yearly survey done, on a

                   number of people with an advanced or professional

                   degree in different metros around the country and

                   Indianapolis did quite well in that analysis, I think

                   it ranked 9th overall in 2013, the most recent data,

                   and that was up, I think it had advanced more spaces

                   in all but two other metros since 2005 when the

                   Census started to do this yearly survey.  Those

                   numbers aren't specific to life sciences, but I'm

                   curious whether you're seeing any of that, whether

                   you're seeing a larger pool, a deeper pool of talent

                   in the life sciences in the central Indiana area or

                   not.  It could be that all of those folks are not in

                   life sciences.  Ping Poulsen, you've got insight into

                   lots of different companies, not just here, can you

                   talk about this first whether you're seeing any

                   difference in the talent pool here?

                           POULSEN:  Right, talent pools as far as

                   management team is concerned and also the resources

                   are concerned are vitally important.  When we talk

                   about money, technology, and above all it's really

                   the talent.  Either for my company or for the

                   customers that we have served, the management team is

                   really the key issue.  The talent that we have in our

                   company, we really have to search all over the

                   country.  If we have to bring in some former FDA

                   reviewers from DC or if we have to bring in clinical

                   directors or any high level of talent from New York,

                   we have to, so we do all our best to bring the talent

                   into Indiana.  Regarding the talent search, for the

                   resources to work we really want to work with the

                   universities over here, to work with the graduates

                   from our own schools, but in our industry, in our

                   field because we're consultants, we work with device

                   companies and pharmaceutical companies of all sizes,

                   you know, billion dollar companies, why they work

                   with us?  Because our brain and also our experiences

                   across industry and also across the world, so the

                   talent is really No. 1 challenge even for ourselves.

                   We're also seeing the clients all over the world and

                   all over US, sometimes they do have money, they do

                   have good technology and good business model, but in

                   the people, you know, if the talent, you know, and

                   management team, that they don't have the right

                   combination and also their management principles,

                   sadly, you see some of the companies fail or not

                   doing as well, and searching the resources we could

                   only accommodate a few interns from our own schools

                   from time to time, but, really, we have to look not

                   only here but outside of Indiana, so keeping the

                   talent and also training our own talent here and keep

                   them improving is also important.

                           WALL:  Bill Weldon, you have thoughts?

                           WELDON:  I think life sciences has been a

                   part of this, clearly, if you look at the growth of

                   the companies in this region and Indiana that have

                   been growing over the course of the last decade, I'd

                   have to say that some of the reason that they're

                   seeing those things is because of that.  I think,

                   though, like Ping said, we all probably here do

                   global and certainly national and global searches for

                   the talent that we need to bring.  I think as,

                   though, we continue to develop this pool of people it

                   creates an environment that allows us to attract

                   talent easier and gives them the ecosystem that they

                   can live in and feel better about it, so if you

                   looked at those statistics and divided by the average

                   high temperature, I'm guessing we'd be very high in

                   the overall rankings because the weather doesn't

                   necessarily help us if you're trying to recruit them

                   in the winter, but I think that becomes really

                   important because more and more it is a global

                   environment, it's a virtual environment and there's a

                   lot of things that we have to have to draw people

                   here so we can continue to build the industry and

                   build that talent pool.

                           WALL:  Who else has thoughts?  Alisa.

                           WRIGHT:  There's another demographic that's

                   been critical.  Lilly had an early retirement program

                   I think around '90 or '93, or something like that,

                   and a bunch of people retired very early but weren't

                   ready to just play golf, not that there's anything

                   wrong with that, and it helped the companies that I

                   was involved in because these people with vast

                   experience, expertise, a desire to work with the

                   young folks and pass along their experience, it set

                   up an incredible dynamic that was very useful to

                   contract service providers getting started up in the

                   state, and then retirees since then, I think

                   everything we can do to continue to let the retirees

                   know from the large companies that there's a need for

                   them to help the smaller companies or other

                   entrepreneurs and the connections we can make, we'll

                   do ourselves a lot of good because those retirees

                   know a lot, and often they want to play golf, but

                   they're willing to do other stuff, too.

                           WALL:  David Johnson.

                           JOHNSON:  Just a couple of footnotes on that

                   again.  That Cleveland State report is very

                   interesting and we spent a lot of time and a fair

                   amount of money looking behind that and are about to

                   put out a report sometime this summer on the overall

                   sort of supply of talent, particularly because we are

                   very focused on this concept of an Innovation

                   District that I mentioned earlier and we're very

                   curious if we have some of the right skillsets here

                   for people to work there, and the preliminary

                   findings that we have are quite good and consistent

                   with that report.  Interestingly, the average level

                   of attainment in Indianapolis, this is an area that

                   continues to attract a large influx of population,

                   the attainment level is going up here, education

                   attainment level is going up and there's a pretty

                   good suggestion that that's happening because of

                   people with advanced degrees moving in here, so

                   that's all good news.  The challenge is, you know,

                   "talent" is a big term and we don't necessarily have

                   all the niches of talent that are needed to be

                   covered and there are two in particular that we're

                   very focused on right now.  One through the

                   Biosciences Research Institute, which we may talk

                   about a little bit here today, is getting the right

                   kind of additional talent to come in to help us in

                   certain deep areas of science and science development

                   around metabolic disease and obesity.  We have a lot

                   of that talent here today but we just don't have

                   enough of it and we need to be able to attract that

                   for our industry base to be able to do that.  Again,

                   by having what we start with we're in an attractive

                   place to do that but we need to have a deliberate

                   plan to do it.  The other kind of talent is what Wade

                   mentioned a moment ago and that's back to your first

                   question, the people that launch companies and start

                   companies and build companies.  We have a wonderful

                   cadre of those folks, many of them who are in this

                   room here today, but we do not have enough of them,

                   we do not really have yet the teams of people that

                   are really required to make and build a company and

                   make it work.  Wade mentioned Marcadia.  If you look

                   at the team that built that company and now look at

                   where they've gone and the two or three other

                   companies they're involved in, again, we need to have

                   five stories or ten stories like that and it would

                   make some of the other issues we're talking about

                   here easier, it wouldn't go away, but it would be

                   easier because of those people, and those are, again,

                   folks that we're either going to have to produce them

                   by their successes with the companies they're in or

                   we're going to have to go find them and bring them

                   here.

                           WALL:  Ron Ellis, do you have thoughts on

                   this?

                           ELLIS:  I saw the report, I thought it was

                   really interesting, I wonder what's driving that or

                   what the degrees are, where they're coming from, but

                   there's no question that having a highly educated

                   community or workforce or environment is essential

                   for a whole host of things, particularly economic

                   growth and development and hiring, et cetera.  We've

                   not had real struggles in hiring.  We've been doing a

                   fair amount of remote, you know, letting people work

                   remotely.  Never thought we would do much of that but

                   we're finding that a lot of people who are great and

                   can do a great job working in North Carolina or New

                   Jersey and let them commute back and forth a little

                   bit, but mostly they work from home and that's

                   another way to address some of the talent issues.

                           WALL:  We do have a question from the

                   audience, from a guy named Jack Phillips in the

                   audience, and he asked about the Indiana Bioscience

                   Research Institute, which David just mentioned.

                   David, can you give us an update on that?  And Jack's

                   interested in how that might help with some of the

                   access to national VC funds, and I might tack on to

                   that how do you think it might help with some of the

                   talent issues we've just been discussing?

                           JOHNSON:  It's a large topic, but just

                   briefly, the Biosciences Research Institute has been

                   set in motion by the life sciences business sector

                   here to try to work together and to work with

                   academic partners on areas of deeply shared interest

                   around metabolic disease, diabetes, obesity and

                   nutrition, it's a wonderful relationship that also

                   brings Dow AgroSciences, Elanco, Lilly, Roche, Cook,

                   a number of players, IU Health, and IU School of

                   Medicine and Biomet to the table around shared

                   interests and, again, a shared need for talent and

                   also a shared need to be able to pool some kinds of,

                   many kinds, in fact, of basic scientific research.

                   It's a model that takes place at a time when federal

                   funding, NIH funding, is declining for that kind of

                   research, so the role of industry funding is all the

                   more important, and it is a model that has deep

                   commitment from the business leaders who have started

                   the IBRI like no collaboration I have been involved

                   in, ever, and so it's been very exciting to be

                   involved in trying to develop it.  We are at the

                   point, I can't go any farther today, but just to

                   suggest that we are almost at the point and not very

                   many days away from being able to make some

                   significant announcements about both buildings, sites

                   and people, with regard to the next steps of the

                   IBRI.  It will be a very exciting project.  As I

                   think Ron mentioned at the beginning of this, it's

                   not something that will be built in a day, it will be

                   built soon, but it will take years for the thing to

                   scale and ramp up and be everything that it can be

                   because it is that scale of an idea and that size of

                   an idea.  The goal would be to be able to attract

                   some additional talent to the game, some more people

                   in the vein of a Richard DiMarchi, for example, who

                   are brilliant scientists and also are brilliant,

                   successful, entrepreneurial talent who want to work

                   with others like them and want to work with

                   university colleagues as well, and, yes, we think

                   that that will have a tremendous impact on both

                   putting some new companies and new players into the

                   marketplace and also probably exciting drawing out

                   people who are already here to do some things that

                   they haven't been able to do before because there

                   will be, again not only resources but back to the

                   point I made a moment ago, a place to be able to

                   really gather that together.  Surrounding the

                   Biosciences Research Institute is what we hope will

                   be this Innovation District and we are additionally

                   hopeful that that will represent an opportunity not

                   only for the start-up environment to be nurtured but

                   even for some of our established companies to have

                   facilities more closely located near to this kind of

                   innovative activity, and if you bring all of that

                   together, again it's not going to happen in a day,

                   but if you bring all of that together over the course

                   of the next three to five years, it's going to be a

                   pretty exciting development.

                           WALL:  Great, thanks.  Does anyone else have

                   thoughts on the Institute and what impact it might

                   have?  One other recent initiative has been focused

                   more on ag-biotech and identifying and kind of using

                   and growing the assets that are already here in the

                   state, there's a million dollars that was put into

                   the effort of AgriNovus starting last year.  Bill

                   Weldon, can you talk about ag-biotech from your

                   vantage point?  You're going around the world looking

                   at the latest research that's happening because

                   Elanco likes to sort of acquire or do some sort of

                   partnership and then further develop that and bring

                   it to market.  What are the opportunities there for

                   Indiana and as you're going around the world how does

                   this market compare to some other pockets of ag

                   innovation?

                           WELDON:  I think ag innovation has really

                   kind of come on the scene here in a big way in the

                   last four to five years where people are really

                   starting to see its importance.  I think a lot of

                   people think farming or they think kind of low-tech

                   and, realistically, it's about providing food for

                   people and it's about being able for people to take

                   care of their pets and the emotional things that come

                   from that, so it's really come on to the scene, and

                   this idea of sustainable, how do we use innovation to

                   sustainably feed nine billion people that we're

                   heading to in 2050, so I think it's gotten a lot more

                   notoriety and people understanding that and seeing

                   that importance.  So if you think about it, we use

                   really an acquire-and-develop type of model, so we

                   look to actually partner with some of these smaller

                   companies in the biotech space and bring their

                   innovation and they may be developing it for human

                   health, but when you get to the actual scientific

                   level, typically it can work for animals, it can work

                   for plants in some cases, so how do we take that and

                   leverage those types of technologies into either more

                   affordable and safer or increasing or enhancing the

                   life of pets, so that's really, if you think about

                   that, you know, we talked about this structure from

                   university ideas all the way through products, you

                   know, having that ecosystem is really important, and

                   there's some parts of the country that have maybe the

                   biotech space, so places like San Diego and Boston

                   that people often talk about, but I think the

                   AgriNovus initiative that we've been involved with as

                   well, we have a unique place here in the midwest

                   where agriculture is all around us, so driving in

                   from Greenfield this morning there are plenty of

                   cornfields, so agriculture is kind of all around

                   where we live, and with Purdue and some of the other

                   universities here, it builds a nice structure for us

                   to be able to leverage that.  I would say 10 years

                   ago we saw almost no opportunities that came from

                   companies within Indiana, we were really looking at

                   things that were coming in from the places that I

                   just mentioned, but I'd say today a good portion of

                   them, we actually are talking to companies here in

                   Indiana.  In fact, Wade and I had a discussion this

                   morning about some things that he and I need to talk

                   about that we might be able to do some of those

                   things as well.  So I would say a lot of these

                   initiatives are really working together.  If you

                   think about then kind of the unique situation of

                   having life sciences, a company like Lilly that we're

                   part of, Dow AgroSciences, Roche Diagnostics, that

                   type of infrastructure and a little bit different

                   industries, it gives us an opportunity to really

                   connect, and we haven't done as good a job of that as

                   we need to, but I think going forward there's great

                   opportunity here to capture that and to take those

                   technologies and build them out not just for people

                   but across the agriculture sector as well.

                           WALL:  That's helpful.  Do you feel any more

                   pressure now I think after Lilly's acquisition of

                   Novartis Animal Health?  Animal Health is almost 20

                   percent of Lilly's revenue for 2015.  Does that make

                   you sweat any more than it did last year?

                           WELDON:  Well, certainly it puts us in a

                   little bit different — it gives us a little bit

                   different scenario as we go forward, but certainly it

                   kind of shows the importance of the opportunity that

                   we can have to enrich people's lives through food and

                   their pets.

                           WALL:  Alisa Wright, do you have thoughts on

                   this?  BioConvergence does some work in the

                   ag-biotech space.  Does this initiative present some

                   more opportunities for you, and what do you think the

                   state needs to do to keep growing the opportunity?

                           WRIGHT:  Well, we definitely think it

                   presents opportunities and we already work with some

                   of the animal health companies, product companies, in

                   order to help develop drugs for animals, whether

                   they're our companions or otherwise, so in terms of

                   the drug development progress there's not a lot of

                   difference, that's the scientific part you were

                   talking about.  I think it's very interesting to work

                   with the ag-biotech sector versus most of my

                   experience is in pharmaceutical and it seems like

                   there's really a no-nonsense, passionate

                   entrepreneurial way of doing development and I think

                   that we'll learn how to incorporate that more into

                   the other parts of drug development for

                   pharmaceuticals, and I don't know what diagnostics is

                   like as much, but I think that can really make us a

                   real player in more animal health work for the state

                   or for the businesses here because when you know how

                   to do something and there's companies that are

                   getting that done from wherever they are in the

                   world, they find the people who have the know-how.

                   And Ping and I are in the same sort of area, we're

                   contract service providers, we're not betting on any

                   one drug or device or diagnostic making it to the

                   market, we're like Levi Strauss in the gold mining

                   days, we sell jeans, we sell services, we help people

                   produce products no matter what the product is, so we

                   have a lower risk, unless something happens in the

                   general market which causes everybody to become risk

                   averse, so we think the ag-biotech initiative is

                   wonderful and Indiana I think has a lot to leverage.

                           WALL:  Who else has thoughts on this?  David

                   Johnson.

                           JOHNSON:  I'm sitting here looking at Brian

                   Stemme and I've got to give him a shout-out for this

                   because Brian and the BioCrossroads team, along with

                   Beth Bechdol, have been organizing the AgriNovus

                   Initiative and they're doing just a tremendous job of

                   going through the process it takes to put something

                   together like this that really works and represents

                   tremendous collaborations and really good companies,

                   some that people have worked with for a while and

                   some new people that haven't been part of something

                   like this for a while, too, and finding some things

                   that these companies can do together, can work on

                   together where there's really going to be progress in

                   this sector and it really puts us on the map.  The

                   state of North Carolina at this point, when they talk

                   about biotech, they're almost completely talking

                   about plants, they're talking about agriculture,

                   they're not really talking so much about the human

                   side of it, that's where they're putting all their

                   bets and all their investments.  Indiana, Lt.

                   Governor Ellspersmann, has the same view and ambition

                   for us, and this initiative is extremely well timed

                   but it has been very capably led by Beth and Brian

                   and the people who put this together, and Bill's been

                   a tremendous participant in helping to build it as

                   well.

                           WELDON:  The other thing I'd —

                           WALL:  Go ahead.

                           WELDON:  The two things really fit together,

                   like I said, a lot of the folks that we work with may

                   be working on a human drug, a drug or a technology,

                   but we give them another opportunity that comes maybe

                   a little bit sooner, some additional investment

                   actually can play a role in some of this funding that

                   we were talking about earlier in terms of leveraging

                   that into animal health and then also providing some

                   more information that they can use in their program.

                   Sometimes we think about them as very separate but in

                   reality I think it's a real continuum and it gets at

                   a lot of the same sorts of things.

                           WALL:  You're giving Prozac to puppies,

                   right, so are there other examples where you're

                   taking a human product and using it in animal health?

                           WELDON:  Yeah, actually, if you look at most

                   of the animal health drugs, products I should say

                   because they're not all drugs, most animal health

                   products, certainly in the pharmaceutical space,

                   started either in human health or in crop protection,

                   so really that's kind of been the history of animal

                   health if you think about it that way.

                           WALL:  Okay.  Someone from the audience,

                   going back to our conversation about forming

                   companies, taking innovations out of universities,

                   mentions that Stanford University kind of sets itself

                   apart because it rewards faculty and the tenured

                   decisions are in part based on business creation as

                   well as academic publication.  Is that happening at

                   Indiana universities, Purdue, IU, Notre Dame, and if

                   not, is there any way to get it to happen in order to

                   encourage more professors to commercialize their

                   science?  We don't have someone from the universities

                   here, but does anyone have thoughts on that?  David.

                           JOHNSON:  A couple quick ones.  For one

                   thing, Stanford's been doing this since Bill Shockley

                   moved to Palo Alto back in the 1960s, so Stanford has

                   been at this game and really helped to form Silicon

                   Valley.  The university has all kinds of experience

                   in doing that, MIT has a lot of it, too, but this is

                   an acquired and a learned thing where the

                   universities have to see the value of it going

                   forward.  We've seen with both IU and Purdue and now

                   Notre Dame as well a real recognition that the kinds

                   of things we're talking about here today are

                   important, that they are activities that faculties

                   should be awarded and promoted for, which is a really

                   significant step, and there's very good interaction.

                   You know, how that all ends up translating into

                   specific programs, again, that evolves over time, and

                   I think we on our side of it, the business side of

                   it, have to show that it is also worthwhile for them

                   to participate with us over the long-haul on all of

                   this, but the examples of universities that have been

                   able to do this successfully are still relatively

                   few.  This is an area, though, in this region, life

                   sciences in this part of the US and in the state, we

                   ought to be able to make that work and I'm pretty

                   optimistic we will.

                           LANGE:  You would hope.  So we have a dean of

                   a medical school who has experience starting a

                   company, right?

                           JOHNSON:  Right.

                           LANGE:  The dean for research, David Wilkes,

                   my close colleague of ImmuneWorks, I mean, I can tell

                   you a story.  So since 2006, 2005, when ImmuneWorks

                   was kind of a glimmer in somebody's mind, Mike

                   Klemsz' mind, approached David about starting a

                   company and, frankly, you know, David was "Fine,

                   start a company, just don't bug me with it."  You

                   know, I'm not really talking out of school, David

                   will admit that.  Fast-forward, fewer than eight

                   years, but to now, David is a very big advocate of

                   creating companies within the medical school, so I

                   think part of it is just seeing that it can work, and

                   I know for David, you know, clearly the opportunity

                   to make some money off of a company is probably

                   enticing to most people, but I think, frankly, for

                   David, here's a guy who has spent his career focused

                   around a specific scientific hypothesis and this is a

                   doctor who treats patients and he's had patients

                   dying in his practice of idiopathic pulmonary

                   fibrosis.  For him the real driver is to get his idea

                   into patients and I think the more you start to

                   realize this is not just about crass

                   commercialization, that it's really about

                   transforming the health of the patients that these

                   doctors see, that I think it's almost like how can

                   you not do this, and again I think that David, his

                   evolution over time with Dr. Haas and his position

                   having started the company, I think the proof will be

                   in the pudding and see if it actually happens, but I

                   think you've got some signs, I think clearly what Dan

                   Hasler is doing up at Purdue will be a great example

                   of just — So, yeah, he's president of this PRF, but

                   he's also the Chief Commercialization Officer at

                   Purdue, right?  I think that just says a lot right

                   there.

                           JOHNSON:  The other one in that is the

                   Clinical and Translation Sciences Initiative with

                   Dr. Anantha Shekhar which involves all three of the

                   universities.  No other state, by the way, has three

                   universities participating in one of those and that,

                   again, is a program that rewards and uses NIH funding

                   to reward translational activity, outcome-driven

                   research that finds its way into the clinic and has

                   got tremendous reception from all of the university

                   partners.  It's quite capably led by Dr. Shekhar as

                   well and that really helps, but we're very optimistic

                   when we see that.

                           WALL:  David, another question for you.  You

                   and I had a phone conversation a few weeks ago.  I

                   wrote a story about —

                           JOHNSON:  Yeah, you got me in trouble.

                           WALL:  — a couple of companies whose nominal

                   headquarters had been in Indiana and no longer is,

                   AgeneBio and Assembly Pharmaceuticals, and you argued

                   that that wasn't really a bad thing or didn't have to

                   be a bad thing for Indiana.  I will tell you that

                   some of the comments I got afterwards didn't

                   necessarily agree with you.  Can you maybe explain

                   how you were thinking about it and whether we need to

                   think about these innovation-driven small companies

                   differently now that so many of them are virtual or

                   nearly virtual?

                           JOHNSON:  Well, redemption's a great thing,

                   J.K., so I appreciate the chance to try this again.

                   I think I got pretty excited in that conversation in

                   part because you mentioned Assembly Pharmaceuticals,

                   which is a hepatitis company that the Indiana Seed

                   Fund has invested in and is now listed on the NASDAQ,

                   we've never had a company that's gone public in that

                   way but it did through a reverse merger with a

                   company that's located out of state, and when I look

                   at that and I say would I rather have a company that

                   has ample access to capital, has tremendous

                   leadership that is based here, is growing, is putting

                   us on the map, and, by the way, is based on Indiana

                   science, am I losing something if the so-called

                   headquarters of that company is not here, and what I

                   think I told you at the time, probably a little bit

                   too flippantly, is I'll take the team, I'll take the

                   scientists and I'll take the money because that's

                   really what this is all about in terms of trying to

                   grow this sector.  The headquarters idea that we all

                   talk about in economic development, you know, when

                   you think about what makes it important to have a

                   headquarters operation for a company, it's those

                   things, it's resources, it's money, it's decision-

                   making, it's employment, it's where the base of the

                   company is.  Today these companies being started,

                   it's a distributive model in the extreme, you're

                   drawing from science all over the world, you're

                   typically drawing from funding all over the world,

                   and you're often drawing with management teams at

                   least from all over the United States to build them,

                   and it's kind of an art to figure out where a company

                   is actually even located, it sort of depends on where

                   its corporate filings are and everything else, but

                   where is it really headquartered.  So we tend to look

                   at in that virtual environment where the company is

                   in terms of those assets, the talent, the financial

                   resources, including the investors in the company,

                   and the science, and if we are continuing to see our

                   science being translated coming out of IU and Purdue

                   and Notre Dame and elsewhere into companies and we're

                   seeing our entrepreneurial scene as being able to

                   launch successful businesses and attract capital,

                   then we think we're doing pretty well in the

                   business, again, even if the company may not be

                   technically headquartered here.  Secondly, you know,

                   I'm sitting next to one of the few start-up companies

                   that is a true start-up company, product of the

                   company that has started here, is headquartered here

                   and where that term truly means something, but Ron

                   Ellis and Endocyte are unusual in that.  Today, most

                   companies that get started in the life sciences

                   sector, in part because of the expense of building

                   them and the time to build them, end up needing to

                   partner, end up needing to be part of another

                   combination with another company or another series of

                   companies long before they get to the point where a

                   company like Endocyte is today, this is really the

                   exception and it's a wonderful exception, but to the

                   growing norm, and, frankly, that's not just true in

                   the life sciences sector, if you look at ExactTarget,

                   okay, so Salesforce is now the company that it's

                   called and yet ExactTarget is still a significant,

                   substantial presence in Indiana, as we saw in

                   abundance over the last month in dealing with the

                   Religious Freedom and Restoration Act, they believe

                   that they are here.  So just because, again, your

                   technical headquarters isn't here doesn't mean that

                   the company isn't really significantly based here,

                   and increasingly as the growth model is through

                   merger and acquisition and partnership it's going to

                   be harder and harder to sort of say this company

                   started here and is still here and so we need to hang

                   on to the headquarters.  And then finally, Wade made

                   a very good point, it was something I was going to

                   say this morning, too, and in looking at Alisa and

                   Ping and thinking about Covance as well that Bill and

                   I were talking about earlier, you know, if you think

                   of where employment comes in start-up life sciences

                   businesses, again, Ron is the exception because he

                   has a company that employs a pretty significant

                   number of people, but most start-up life sciences

                   companies remain virtual because of the things I just

                   mentioned, because they're on their way to somewhere

                   else often or some other business form, and the place

                   where you're really seeing employment take place is

                   in the contract service sector that helps to build

                   those companies, that is something we need more of

                   here and we need to encourage more of those kinds of

                   service-related companies to grow because, again,

                   that's where we're going to see a lot of the

                   significant headquartered economic activity.  So I

                   don't know if I've redeemed myself with any of that,

                   but it is a complex subject and, again, the notion

                   that we're going to do what Jack talked about earlier

                   and having another Roche here by having a guy like

                   Bill Eason who started in his garage to build a

                   Unimeter is unlikely, and even in Jack's example, it

                   isn't still Bio-Dynamics, it's Roche Diagnostics, I

                   mean you had the right person, he found the right

                   market, and the market came to him to build the

                   company, even though it's now a bigger company based

                   here.

                           WALL:  Who else has thoughts on this?  Ping

                   Poulsen.

                           POULSEN:  I think if you want to have a

                   difference of opinion or controversial opinion, this

                   is the best question.  I think traditionally when

                   people talk about business, people talk about three

                   words, "location and location and location," but

                   nowadays, and I think it's really like David

                   mentioned, it's so different, it's a different world.

                   We have some clients and they're a virtual company

                   and two leaders, one is in Indiana, the other one is

                   in Florida, but it's a virtual company and they get

                   their medical product approved and so they can go

                   from there.  In a sense for early start-up companies

                   it really doesn't matter too much, but for like a

                   company like us, and we have been in business for

                   over a decade, around 13 years, we also face that

                   challenge.  We not only work with US companies that

                   go through the FDA approval, we also help American

                   clients from all over the US to go through Chinese

                   CFDA approval, so we have been debating whether we

                   want to have an office in China, but then again

                   setting up the company and investment and regulations

                   and rules and tax and everything, it's just too much

                   for us to handle, and then hiring a team on the

                   ground in China, and we've been pondering this for a

                   long time, and then really work with a company that

                   helps us clear the customs and sending the products

                   to the testing center from Beijing to Kenjing

                   (phonetic) for product testing and then come back to

                   Beijing and go through the CFDA for product approval,

                   so what we did, first of all, we're thinking about

                   setting up a company in Beijing and it was really not

                   worth the effort and so then we started to think

                   working whether with a virtual company or working

                   with a partner, and eventually we decided not to have

                   a company over there but then start to work with a

                   partner and they set up a company, local company, and

                   then handle all the business regulations and rules

                   but handle our custom clearing and product testing

                   and logistics, sending the submission packages,

                   talking with the CFDA, and then get back with us, so

                   we use our company, the staff over here, use our

                   brain to answer the critical questions and doing the

                   cyber negotiations, so it's kind of like a

                   combination, and some of the customers they do the

                   same, but I think when you start to have revenue,

                   when you start to be very successful, location

                   probably is more important to the state, like Eli

                   Lilly is in Indianapolis and pays lots of taxes and

                   stuff and also do a lot of good things for the local

                   community, but for start-up companies it really

                   doesn't matter that much.

                           WALL:  Who else wants to weigh in?  Alisa?

                           WRIGHT:  I was in California a couple weeks

                   ago near the San Francisco area and met with one of

                   our small clients and it was really interesting to

                   hear the CEO of that company talk about what his days

                   are like because I found out that he only spends two

                   days a week in San Francisco, he lives in San Diego,

                   and he has another business in New York, so I think

                   the location part is just becoming incredibly

                   virtual, even when it comes to the people that lead

                   companies, and we started this off talking about the

                   relationships and things like that, so there may be

                   an angle on this that says the better we get at being

                   mobile, the better we'll do in general.

                           WALL:  Does anyone else want to have the last

                   word?  Ping, go ahead.

                           POULSEN:  I have a mixed feeling about

                   location.  Our office started from ETC, so we started

                   from there, and we have been here for the whole time

                   in Indiana, and I'm very proud to have a company and

                   to live and to work in Indiana, but when I go to east

                   coast and west coast and go to international

                   businesses and people ask me "Where are you from?"  I

                   say "From Indiana, Indianapolis," they say "Huh?

                   Where?"  If I say "from Boston," "from California,"

                   everybody knows, but from Indiana it just give me a

                   little bit disadvantage, but then once you break the

                   ice, once you start to talk about business, about

                   your success, track record, about your capabilities,

                   it doesn't matter anymore.

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